Just a 48-year-old mom of 2 in Northern California. My kids are Monkey Monkey(MM) and Drama Llama (DL). I am married to Monkey Hubby (MH). MM(22) Nov 2025 'Gifted College Fund': $9,115 (+$5K ROTH)
MM(22) Dec 2025 'Gifted College Fund': $7,900 (+$5K ROTH)
Rent is paid through 1/31.
Nothing much to report. Will pay MM's final tuition payment in February.
& I have some extra cash set aside to cover MM's last month or so of rent in college town. Didn't have much of a plan before, but I officially told MM(22) not to worry about it. I just did some rough math and it's still crazy how we might have just enough 'gifted college money' to cover his last month of expenses. But too many reimbursements flying around and moving parts. (He just got 1/3 of reimbursements owed to him from 24-25 roommates. This was money I already gave him so he technically owes back to the college fund. Just to make this more impossible to calculate.) Will see.
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I won't have another DL(20) update until I get his financial aid refund, in a couple of months.
January 14th, 2026 at 10:05 pm 1768428310
The $2k into my DK1 esa is $90k i cannot believe it. it's incredible. And DK2 has $72k from saving $2k/year. That's it. That's all that can go into the account and it's a 1 ETF holding VOO. That's it. NOTHING special or big.