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Archive for April, 2026

The Latest Emergency

April 19th, 2026 at 03:21 pm

It wasn't until I cropped this photo that I noticed his little white patch showed up in this picture.  I was looking through photos (with his white patch) and had given up.  

He's still got some wild kitten energy.  I found him the other day making a game out of the toilet bowl.  He would drop his toys into the toilet and then fish them out.  *sigh*  

I'd say that we had a couple of weeks of peace on the home/emergency front.  Not on the work/emergency front.  My assistant was out on bereavement leave.  Which happens, but it's like the millionth time.  I suppose I haven't had any peace, but at least it was a couple of weeks of reprieve from big emergency spending.  

But last weekend was quite dramatic.  We had a roof leak.  Which maybe we wouldn't even know!  But the water was funneling into one of our smoke alarms.  So this set off all (7) of our smoke alarms (wired).  It's been panic inducing at times when they all chirp re: low batteries.  The sound is so loud and piercing.  But this was Level 11, with all of them blaring.  

When all was said and done, I feel quite lucky that we were home.  I wouldn't be surprised if no one was home (for a long period of time) and my cat had a heart attack, or was irreversibly pyshcologically scarred.  Also, it was a spare room in our house (mostly unused), so I have no idea when we ever would have noticed the leak otherwise. 

While the roofer was kind of *shrugs*, roof tiles shift over time, or maybe the builder didn't do the best job securing all of the tiles...  I did think back to that extreme wind storm a few years ago.  That timeline makes sense.  We weren't home, but a large amount of fences and trees blew down, and I guess the storm was pretty wild (heard about it secondhand).  If it takes a few years for the water to seep through the other layers of the roof (that get damaged with constant exposure to sun and elements).  

I have never given the roof a thought because we bought new.  & probably our overall mild weather is a factor.  I got the memo that at the least we should probably inspect the roof (or at least do a drone fly over) after more extreme storm events.  & is probably more important as our roof is aging, though I don't think storms discriminate.

The fix was fast, and thankfully not a large emergency expense.  I mean, don't get me wrong, I am adding thousands to the 'emergency spending' this year.  But the amount seems to be dropping down, with each emergency.  & that could have easily been a lot more expensive.

P.S.  This is reason number 1,052 why I want to downsize our home, when the nest empties.  (MM's room is a second room that is empty about 95% of the time.  A leak in any of these rooms could have gone undetected for a long time. More rooms will empty...)

Done with everyone's taxes (relatives), so I should be getting some time back.  I finished before last weekend, but there was nothing relaxing about last weekend.  & work *should* settle down now, but it never seems to.  At some point there has to be some payoff re: everything I have taken off my plate during the last year.  The last 5 months have been a little extra.

College Funds - March Update

April 9th, 2026 at 01:55 pm

MM(22) Feb 2026 'Gifted College Fund': $2,600 (+$5K ROTH)

MM(22) Mar 2026 'Gifted College Fund': $1,347 (+$5K ROTH)

Rent is paid through 4/30.

There are ample funds to pay May rent.  & I am feeling pretty *shrugs* about June rent.  I've accumulated ~$500 interest in DL's 'college rent fund' (that he currently has no plans to use).  So I will put the $500 and remaining funds to MM(20)'s June rent.  I think his returned deposit will cover July.  Or maybe a gift from MIL (she mentioned recently she will do one more annual $1K college gift for MM).  <---Not sure if she will give it to him or me, but I will probably insist it goes to his rent.  I've let him use for college spending money the last few years but that's no longer a thing.  By the time he gets that gift, he will be done with college. 

& then updating this post, was a reminder that I will owe him a year of utilities.  (He has yet to give me numbers.)

I don't know how MIL is going to play it.  The gift was $1K every year, from birth until 23rd birthday (in MM's case).  I presume she will keep giving the kids gift money every year but will just stop calling it 'college' money and will give directly to them.

Whatever is left, I will probably pull from the DL(20) rent fund.  I might just lower that from $15K to $12K.  I can offer $12K (or a full year of rent) for his teaching credential year.  If he changes his mind about moving out.  This is just money I have loosely earmarked for college expenses.  It does not belong to the kids.  ($12K would buy him a single room in a 2-bedroom apartment.  So, basically a mansion.  That's just my Bay Area frame of reference.  Massive, and it cost pennies.)

I'd have to look up MM(22)'s last day of school.  But it must be roughly 2 months away.  🤯

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I did pay a graduation fee to DL(20)'s college.  It was minimal and will be offset by interest.  (I just pulled from his gifted college fund).  Not enough to bother looking up numbers and doing a full update.