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2015 Goal Update: Monkey Mama*s Monkey Money Blog
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2015 Goal Update

January 2nd, 2016 at 02:46 pm

I am copying and pasting sidebar, to memorialize in my blog. Brief Commentary below.

2015 Goals

**Financial**

[X]$11,000 to IRAs 2015 (MAX)
...($11,000 @12/31/15)
...$10,850 savings;$150 credit card rewards
...We save $900/month, plus ROTH credit card rewards

[X]$5,000 to savings
...($5,000 @ 6/30/15)
...We save $300/month, plus interest
...Received an unexpected gift and so will stop tracking savings this year. Just want to have $5k cash more than last year.

[ ]$5,000 to investments
...($4,596 @ 12/31/15)
...We save $200/month, plus snowflakes

[X]$4,100 to mortgage
...($4,100 @ 12/31/15)
...$3k per year to pay off in 15 years; $3,100 *this year* will be more principal than interest!
...Funded with overtime
...Added $825 (gift) to get balance below $175,000

-----------------------------------------------------

I am putting this under the "one income" category because these goals were based on my income alone. & dh brought in a whopping $2,000 in 2015, which was more of a snowball. I did not use any of his wages for the above goals.

We fell a little short of our investment goal. I am fine with that since I will have a tax refund to deposit in a month or so (getting us to $10k+ in taxable investments, which was more my "bigger picture" goal). Since the "big picture" is currently much better than I expected for 2016, I just can't bring myself to care that I Fell short of my 2015 goal by $400.

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