The theme has changed: Life is chaotic and difficult, but finances are... okay?
I hadn't commented lately and probably just wan't very conscious of how terrible things have been. Because relatively, things have gone done a few notches and were a little easier. Phew! But I took a 4-day weekend last weekend and had some time to slow down and reflect. 2021 was terrible and 2022 isn't off to a great start.
So I figured I'd copy and paste one of the other bajillion times I wrote how terrible things were going. But all those other times it was, "Everything sucks but finances are great!!" This time around, finances are fine/good. Maybe both sides of the coin have been taken down a notch or two.
Taking time to slow down and reflect was good. I actually just retreated into my cocoon last Saturday. Wouldn't be surprised if I ended up in bed for 3 days, but I felt so much better the next day. Phew! My takeaway is to completely give up on this "Reset" I have been trying for since 2018. I am in survival mode. It's just one foot in front of the other.
So that's a bigger picture update.
It's not all bad. Like I said, things have gone down a notch or two. February ended up being productive on many fronts.
We finally did it! We replaced our 22yo mattress. We went shopping a few years ago and just couldn't decide on anything. Felt like such a big/scary purchase. This time around we were able to be more decisive. Anything is better than what we have, at this point. (Maybe just weren't quite there yet, last time. The old mattress felt like a cloud for the first 15+ years so I have dreaded trying to find something that could compare). We doubled our budget this time because we just wanted to get it done. & I mean, we just pulled a number out of the air that morning. It was a starting point, we have the cash for whatever.
We ended up buying a higher end mattress that had been returned. 60% off and was so obviously "the one".
I personally just wanted to figure it out, make the purchase. Didn't have any high expectations on delivery timelines with the state of the world these days. But I guess that was also a nice perk of buying a returned mattress. We had it delivered and set up a few hours after the purchase. So life can move on...
February was also successful re: adding breathing room to our monthly budget. It does work better when you have a full month of new raise (versus just 1/2 month).
We have $125 monthly breathing room that we are just leaving more for eating out and going out. A line item that we've never allocated this much money to, before.
February ended up being $108; the breathing room was divine.
**We tried a sushi place by our home that was *so good*. (Went there for lunch when MH was not working). It's right next to our favorite restaurant. Which I expect is one reason we had never eaten there. It's apparently been there forever. *This* is what I want to get out of the breathing room, finding these places that are right under our nose.
**Mid-February we went to the art museum (free with membership) and had lunch at a bar in the old downtown by the river. The food was "meh". This is a reminder of why I dislike spending money on eating out. But having the breathing room, being more relaxed about it, and this not being our 'only splurge for the month' helped. It's going to be hit and miss; this breathing room is about the journey.
**Went to a foreign film (free with gift card)
**Went to a play
In the end, got completely unexpected good money news this week already. So maybe I was too quick to label finances as just "okay". Next post...