I am happy how 2021 shook our financially and have done some tax projections and updated my sidebar for 2022 goals (basically same as always).
I will delve deeper when I have some time.
Just popped on the computer this morning to execute some rebalancing trades. The *one* thing I had to get done before today was I usually just do a Morningstar X ray to get a snapshot of our investments and returns for the year. I mean, it take a couple of minutes for tons of data. But it's the only thing I really had the time and energy for, and that had to be done this weekend.
I guess fair enough, it was also driving me crazy and I sat down to figure out my 2022 taxes so I could update my 2022 budget. That is also what I got done.
Now that we have the electric car back at 100%, I think it would be interesting to do a daily spending snapshot. As we no longer have mega grocery expenses (MM) and no longer have auto gas expenses. But I know I won't have the time for it. February might be a better month for that.
That reminds me of our one frugal "fail". Electrify America (EA) was entirely free during the long Holiday week. We took advantage and got 60 free miles on Christmas Day. & then MH drove MM(18) and his friends back to school yesterday. I am guessing we got 400 free miles. It would cost approximately $10 total to fill up the car at home, both before and after. $5 per charge at home. I don't know how often we will be driving MM(18) to/from school (not as much in the future) but it's nice to have the electric option. Even better when it's free!
Oh yeah, the fail part...
MH chose to stop at a place at a restaurant and he had three teenagers to feed. When talking to him later he mentioned I might have seen the $90 restaurant bill. 😲 (Nope, I had not seen that!) But oh well. I am trying to go through the math in my head and that would have been a $75 drive in the gas car anyway. Nice to be able to give everyone a ride with that kind of money, treat all the kids, and then throw a tip on top of that. (In return, MM had also gotten a free ride home at the beginning of break).
We usually never travel at all on busy/holiday weekends. Obviously that is changing with the "kid away at college" thing. The chargers were really crowded this weekend, versus usually no one really there. ??? I don't know how much is people making the extra effort for free. MH was willing to wait 10 minutes for a charger, if it was free. I would say we only stuck to the EA chargers because they were free. It was crowded but there was always at least one open charger when MH reached each EA station.