The theme continues: Life is chaotic and difficult, but finances continue to be doing great.
Mortgage dipped below $130K, into the 120Ks... Woohoo! Next year we should drop below $120K.
We also officially hit our $500K retirement goal (one year ahead of schedule). 🎉🙌🥳 Actual retirement balance is something like $505K.
I am still resisting thinking about the big picture and coming up with our next goals. Taking a break for a year or two, still. But we will keep on track with the goals we already had. It's just going to take some tweaking and rethinking at some point. In addition to waiting for more clarity re: MH's employment and DL's college situation. At that point, we can better decide our next steps.
Goals we already had: Want to be financially independent by the time the kids are done with college. Will continue to max out IRAs and take my employer match, to get to this end. (Would do this anyway probably, because it's very fiscally efficient).
So we will stay on this course. This is a fine one-income goal. I do not know if I can literally keep putting away 20%+ of my income into retirement funds, with just my income alone. But I expect I can continue to do this, and pay cash for college (x2) if we do just plan to shift our taxable investments into retirement accounts.
August 30th, 2021 at 11:14 pm 1630361691
August 31st, 2021 at 10:40 pm 1630446048
September 4th, 2021 at 07:20 pm 1630779646