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February 13th, 2021 at 03:55 pm

I think it's official that we hit $1 mil.  !!

It feels...  extremely anti-climactic and I don't feel at all like celebrating.  But... I think it's just that it took so long (a decade) to recover from the last recession and to get back to $500K after hitting it the first time.  It's not like we are in a sunshine and roses situation right now (the world as a whole).  So I think it's mostly hard for me to find much meaning in it.

I am sure just the overall state of things is not helping.  If we could plan some extravagant weekend away to celebrate, we might.

Will see how the year shakes out and if we can still boast $1 mil when we are in a more celebratory mood.

Then...  I noticed we hit another big goal!  This one I am more excited about.

I will back up a bit.  In 2014? we made a goal to have $500K in retirement funds by age 45.  This was a super aggressive goal.  What amazes me is that how often just thinking the goal is 90% of the battle.  It puts weight on it, you believe it is possible, your subconscious takes over.  Honestly, I didn't fully believe in this goal but I did think it was possible we could reach $450K retirement funds + $50K taxable investments (earmarked for retirement).  <---- It's this goal we have reached.  Currently $465k+$35K.  Because it was the combining of two amounts, I didn't even notice when we crossed the $500K mark.  

Since forming that goal in 2014: MH found a job, we received some substantial cash gifts and the market has been on an incredible bull run.  Surpassing this goal and making it early feels like sheer luck.  

I am not ready to check off this goal.  I have two more years to make the 'age 45' timeframe of this goal.  I now think it's plausible that we can literally hit $500K in retirement funds by then.  So will keep working towards that.

I am also reluctant to make any new goals while in college limbo.  It will be another couple of months before we have more clarity on the next 4 years.  


I did take yesterday off from work. 

2020 was supposed to be my first year (in 20-ish years) without a busy tax season.  Then 2020 went to hell.  So...  We try again?

Dec/Jan will always be crazy.  I just needed a break.

MH and I went on a pretty light hike close to home.  It was *amazing*.  It was only 1 mile to a waterfall.  We walk about 2 miles every day, and so wasn't ready to just turn around and go home.  We kept walking past the waterfall.  It had rained like crazy the night before and was pretty muddy.  I told MH, "I just wish there was somewhere we could just sit and enjoy the view for a while," not expecting that to pan out.  Turned the corner and there was a picnic bench.  !!  The view was amazing so we just sat there for probably an hour.  

{This was not *the* view, but was a view from the hike}

3 Responses to “Milestones”

  1. FrugalTexan75 Says:

    Those are some awesome numbers! At 45/54 my DH and I are just over the $500K mark (not counting house.) We think we should be in the range of $900k by the time he's 60 (and ready to retire.)

  2. terri77 Says:

    Yay!!! This is so exciting. Congratulations!

  3. rob62521 Says:

    You've done so well! Glad you have reached many of your goals.

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