$745 Cash (Chase Sapphire Quadruple Dip, Moi)
$ 25 Cash (Citi Black Friday Bonus; 5% online shopping)
$770 TOTAL *ONE-TIME REWARDS*
+$283 AmExRewards (6% cash back groceries/streaming services)
+$65 Target rewards (5% discount Target purchases; mostly groceries)
+$154 Visa Rewards (3% cash back fuel/restaurants). Ended up also using for groceries in Q4 (3% cash back)
+$835 Citi 2% card (2% back everywhere - health insurance/medical is the *big* expense that we charge, is more than our mortgage payments)
Grand Total = $2,107
I just want to add that historical figures below do also include bank bonuses. They just don't generally work very well for us so I do not utilize as much. (We did -0- bank bonuses in 2020).
Year 2011 = $4,164
Year 2012 = $2,782
Year 2013 = $2,623
Year 2014 = $3,128
Year 2015 = $2,585
Year 2016 = $1,906
Year 2017 = $3,578
Year 2018 = $2,096
Year 2019 = $2,266
Year 2020 = $2,107
Total 10 Years = $27,235 ***Mostly Tax-Free Income***
Note: I have been tracking since 2011 because that's when the rewards got CRAZY. We have always utilized cash back on credit cards. It's just been extra rewarding during the past decade.
I updated sidebar to finalize the amount of snowflakes we invested this year: $2,074. This includes dividend re-investments. Is not the amount of our credit card rewards because I did not invest the big one-time reward; that was more of a snowball than a snowflake.
***CAVEAT - I absolutely do not recommend utilizing credit card rewards in this manner, unless you are in full control of your credit card spending. We treat our credit cards like debit cards; only charging if we have the cash on hand already. We've never paid a cent of late fees or interest.***