Home > Credit Card Rewards Tally 2020

Credit Card Rewards Tally 2020

December 30th, 2020 at 03:12 pm

2020 TALLY:

$745 Cash (Chase Sapphire Quadruple Dip, Moi) 

$ 25 Cash  (Citi Black Friday Bonus; 5% online shopping)



Ongoing rewards:

+$283 AmExRewards (6% cash back groceries/streaming services)

+$65 Target rewards (5% discount Target purchases; mostly groceries)

+$154 Visa Rewards (3% cash back fuel/restaurants).  Ended up also using for groceries in Q4 (3% cash back)

+$835 Citi 2% card (2% back everywhere - health insurance/medical is the *big* expense that we charge, is more than our mortgage payments)

Grand Total = $2,107

I just want to add that historical figures below do also include bank bonuses. They just don't generally work very well for us so I do not utilize as much.  (We did -0- bank bonuses in 2020).

Year 2011 = $4,164

Year 2012 = $2,782

Year 2013 = $2,623

Year 2014 = $3,128

Year 2015 = $2,585

Year 2016 = $1,906

Year 2017 = $3,578

Year 2018 = $2,096

Year 2019 = $2,266

Year 2020 = $2,107

Total 10 Years = $27,235 ***Mostly Tax-Free Income***

Note: I have been tracking since 2011 because that's when the rewards got CRAZY. We have always utilized cash back on credit cards. It's just been extra rewarding during the past decade.

I updated sidebar to finalize the amount of snowflakes we invested this year: $2,074.  This includes dividend re-investments.  Is not the amount of our credit card rewards because I did not invest the big one-time reward; that was more of a snowball than a snowflake.

***CAVEAT - I absolutely do not recommend utilizing credit card rewards in this manner, unless you are in full control of your credit card spending. We treat our credit cards like debit cards; only charging if we have the cash on hand already. We've never paid a cent of late fees or interest.***


4 Responses to “Credit Card Rewards Tally 2020”

  1. Wink Says:

    Wow that is a really impressive 10 year total!

  2. CB in the City Says:

    I am so envious of everyone who can update their sidebar!

  3. Suzannah Says:

    I just did one from Chase Flex Freedom that was pretty good.

  4. VS_ozgirl Says:

    Your post is so motivational - makes me really want to be getting credit card debt under control and do this too!

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
Will not be published.

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]