2019 TALLY:

$550 Gift Cards (Citi, Moi)
$150 Bank Bonus
$ 70 Amazon Gift card (Amazon Prime, MH)
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$770 TOTAL *ONE-TIME REWARDS*

Other Rewards:
$ 29 Citi Price rewinds (RIP)

Ongoing rewards:

+$320 AmExRewards (6% cash back groceries/streaming services)

+$83 Target rewards (5% discount Target purchases; mostly groceries)

+$177 Visa Rewards (3% cash back fuel/restaurants)
Ended up also using for groceries in Q4 (3% cash back)

+$887 Citi 2% card (2% back everywhere - health insurance/medical is the big expenses that we charge, is more than our mortgage payments)

Grand Total = $2,266

I just want to add that historical figures below do also include bank bonuses. They just don't generally work very well for us so I do not utilize as much. (We did -0- bank bonuses in 2017/2018).

Year 2011 = $4,164
Year 2012 = $2,782
Year 2013 = $2,623
Year 2014 = $3,128
Year 2015 = $2,585
Year 2016 = $1,906
Year 2017 = $3,578
Year 2018 = $2,096
Year 2019 = $2,266

Total 9 Years = $25,128
***Mostly Tax-Free Income***

MM(16) also earned a $150 sign up bonus, a $10 credit for switching to paperless statements, and 5% back on gas for one quarter.

Note: I have been tracking since 2011 because that's when the rewards got CRAZY. We have always utilized cash back on credit cards. It's just been extra rewarding during the past decade.

***CAVEAT - I absolutely do not recommend utilizing credit card rewards in this manner, unless you are in full control of your credit card spending. We treat our credit cards like debit cards; only charging if we have the cash on hand already. We've never paid a cent of late fees or interest.***