$550 Gift Cards (Citi, Moi)
$150 Bank Bonus
$700 TOTAL *ONE-TIME REWARDS*
$ 29 Citi Price rewinds (RIP)
Ongoing rewards (through 11/30):
+$320 AmExRewards (6% cash back groceries/streaming services)
+$70 Target rewards (5% discount Target purchases; mostly groceries)
+$144 Visa Rewards (3% cash back fuel/restaurants)
+$804 Citi 2% card (2% back everywhere - health insurance/medical is the big expenses that we charge, is more than our mortgage payments)
Grand Total = $2,067
I usually do a tally in November because I have my Target card year-to-date and it might disappear before I look at it again. Since it's a discount, it's harder to track than the cash back rewards.
It looks like 2019 rewards will be about the same as 2018.
***CAVEAT - I absolutely do not recommend utilizing credit card rewards in this manner, unless you are in full control of your credit card spending. We treat our credit cards like debit cards; only charging if we have the cash on hand already. We've never paid a cent of late fees or interest.***
Credit Card Rewards Tally 2019