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Credit Card Rewards Tally 2019

October 4th, 2019 at 12:59 am

2019 TALLY:

$550 Gift Cards (Citi, Moi)
$150 Bank Bonus

Other Rewards:
$ 29 Citi Price rewinds (RIP)

**In addition, various monthly rewards that I will tally at 12/31.


I posted earlier that I was reminded to do some price rewinds, when price matching a wedding gift. Citi had a "Price Rewind" where you could just enter a purchase and they would check 60 days for lower prices. It was *awesome*. Unfortunately, today is the last day they are offering this perk.

We had a few big purchases during the last few months. I always put bigger purchases in because you never know when a price will drop, and it's the biggest bang for your buck.

In the end, we didn't get any money back on the big purchases (no surprise) but I found a smaller purchase that had been done (in a time of chaos) and that I knew was ridiculous. So I will get $20 back. In addition, we had received $9 back when we bought our washer/dryer earlier this year, so I need to add that to my year-to-date tally. Total $29 in price rewinds for the year. There won't be any more because this reward is dead.

MM(16) also should be getting a $150 bonus for the credit card I signed him up for. He has not gotten the reward yet because he spent -$0- during the last billing cycle. But he has since gotten gas and hit the spending level for the bonus. I presume that he will probably have his gas covered for the next 4 or 5 months. I am not adding this reward to my tally because he is using it for his own spending/bills.

I don't foresee doing any other one-time bonuses this year. But... you never know when an irresistible deal might pop up.

***CAVEAT - I absolutely do not recommend utilizing credit card rewards in this manner, unless you are in full control of your credit card spending. We treat our credit cards like debit cards; only charging if we have the cash on hand already. We've never paid a cent of late fees or interest.***

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