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Credit Card Reward Tally 2018

January 2nd, 2019 at 01:48 pm

2018 TALLY:

$561 Travel Rewards (Capital One Venture, Moi)

Other Rewards:
$150 Citi Price Rewind
$ 10 Hulu Credits (American Express)

Ongoing rewards:

+$315 AmExRewards (6% cash back groceries/3% fuel)

+$88 Target rewards (5% discount Target purchases; mostly groceries)

+$149 Visa Rewards (3% cash back fuel/restaurants)

+$823 Citi 2% card (2% back everywhere - health insurance/medical is the big expenses that we charge, is more than our mortgage payments)

Grand Total = $2,096

I just want to add that historical figures below do also include bank bonuses. They just don't generally work very well for us so I do not utilize as much. (We did -0- bank bonuses in 2017/2018).

Year 2011 = $4,164
Year 2012 = $2,782
Year 2013 = $2,623
Year 2014 = $3,128
Year 2015 = $2,585
Year 2016 = $1,906
Year 2017 = $3,578
Year 2018 = $2,096

Total 7 Years = $22,862
***Mostly Tax-Free Income***

Note: I have been tracking since 2011 because that's when the rewards got CRAZY. I have always utilized cash back on credit cards. It's just been extra rewarding during the past decade or so.

***CAVEAT - I absolutely do not recommend utilizing credit card rewards in this manner, unless you are in full control of your credit card spending. We treat our credit cards like debit cards; only charging if we have the cash on hand already. We've never paid a cent of late fees or interest.***

3 Responses to “Credit Card Reward Tally 2018”

  1. Homebody Says:

    What a great idea to do this! So far our Costco Citi is up to over $600 just for the credit card rebate. Then we get a costco rebate too. It always comes just when we need to buy gardening supplies, but this year no new pots or plants, just soil and Miracle Grow!

  2. PatientSaver Says:

    Incredible! But then, you double the savings with your spouse, right? Very impressive.

  3. livingalmostlarge Says:

    That is amazing!

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