Received $53 bank interest for the month of September.
Snowflakes to Investments:
--Redeemed $25 credit card rewards (cash back) from our grocery card.
--Redeemed $30 cash back on Citi card.
--Redeemed $7 cash back on Visa/dining card.
Other snowflakes to investments:
--$5 Savings from Target Red Card
--$115 dividends reinvested
Snowballs (not invested):
--$200 cash from credit card reward
--$1,025 gift cards received (cc rewards)
Snowball to investments (MH Paycheck):
+$250
Savings (From my paycheck):
+$ 200 to investments
+$ 300 to cash (mid-term savings)
+$ 900 to IRAs
Mid-Term Savings (cash saved for non-annual expenses/emergency):
-1,000 Europe trip
-3,000 to fund mortgage goal ($$ came from OT)
MH paycheck:
-$340 to Europe trip
Short-Term Savings (for non-monthly expenses within the year):
+$1,300 to cash
-$ 325 van repair/maintenance
-$ 240 school lunches (partial year)
-$ 183 Medical expenses
-$ 150 Vet
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MH is back at work after summer off. I just set his 401k back to 50%. Could use more in accessible investments, but I think our taxes are going to be pretty ugly this year. I couldn't change it before first (very small) paycheck, which is fine since I wanted to use towards trip expenses anyway. But will just go aggressive at 50% for the rest of the year.
We did buy a musical instrument that I wanted to fund with MH's check, but nothing else is on the horizon. (We charged this in September, so will pay for it in October). I think we are kind of on pull back mode (on spending) after extravagant trip to Europe.
September was a work month for us. MH is getting back into the swing, and I was SLAMMED at work. So it was more reminiscent of tax season when we don't really have time to spend money. Making lots of money, but no time to spend. I guess this was compounded by the credit card reward windfalls. It was a big income month.
I mentioned in a prior post that I felt confident enough with our cash/expected expenses to fund mortgage goal. This is OT money I deposited in April and that I transferred to our mortgage this month. (If nothing else, wanted to see how Europe trip shook out before tying up all that cash).
September Savings
September 30th, 2017 at 03:44 pm
September 30th, 2017 at 08:25 pm 1506799546
October 1st, 2017 at 05:00 pm 1506873624