Received $39 bank interest for the month of June.
Savings (From my paycheck):
+$ 200 to investments
+$ 300 to cash
+$ 900 to IRAs
Short-Term Savings (for non-monthly expenses within the year):
+$1,300 to cash
Nothing was pulled out of Savings in July.
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July was kind of a crazy spendy month, but that will be funded with August income. We spent $1,500 on auto insurance, auto maintenance, auto repairs, birthdays (3), and our trip to San Francisco. I will deduct all this from short-term savings next month.
I decided to apply snowflakes to bills this month. That was my instinct last month but I stuck to the investments. This month am going to take a break since the budget needs a breather.
Snowflakes to Bills:
Redeemed $25 credit card rewards (cash back) from our gas/grocery card.
Redeemed $75 cash back on Citi card.
Redeemed $12 cash back on Visa/dining card.
--$20 Savings from Target Red Card
I also received a random $50 settlement claim check.
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I did round up the mortgage payment by $9 since that got us down to the next $xxx,999. I could care less about round numbers and would rather see a lower number in the thousandth place!
I just tend to round up when I make a large extra payment (one or twice per year). I guess I felt I should snowflake something this month.
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In August we really need to get moving on some home improvements. I know I am procrastinating because I don't wanna. *sigh*
P.S. Also labeled in the *one income* category since dh had no income during June or July. His income is more in the "snowflake" range anyway. (If he had a larger income I don't know that I'd differentiate on or off months, but definitely feeling the difference without the extra breathing room).
July Savings
July 30th, 2016 at 02:24 pm