Received $35 bank interest for the month of December.
Snowflakes to investments:
Redeemed $50 credit card reward to ROTH IRA.
Redeemed $25 credit card rewards (cash back) from our gas/grocery card.
Redeemed $67 cash back on Citi card.
Redeemed $1 cash back on Visa/dining card.
I was also able to add an additional $670 from Christmas cash received.
Reinvested $325 Dividends
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Total snowflakes: $1,138
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Savings (From my paycheck):
+$200 to investments
+$300 to cash
+$900 to IRAs
Short-Term Savings (for non-monthly expenses within the year):
+$1,300 to cash
-$1,500 to home/disability insurance
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In addition to the above, added $825 to the mortgage (using Christmas money received). This put us below a $175k balance.
{This was all I did with Christmas money before check bounced. Also threw $1k to the credit card to cover recent splurges. This is why I didn't go more in the hole with that. When I get the check replaced and cleared we will fund our IRAs. Which we'd do anyway, but this just saves us from moving money around and keeps our savings account fatter}.
I believe dh made $189 this month and I didn't do anything with it. I suppose I will consider moving that over to investments. I just haven't got that far yet. (Everything is a bit of a mess because of our bounced deposit!)
Edited to add: Cleaned up Quicken a bit today and don't seem to have any money leftover, so will just use dh's checks in December to cover concerts/events we paid for. I had not used gift check for this and I did not pull from savings to cover this. He actually received $635 and we paid $625 for shows. (I forgot he had one bigger paycheck the first of December, for November work).
December Savings
January 1st, 2016 at 02:55 pm
January 1st, 2016 at 09:20 pm 1451683241
January 2nd, 2016 at 12:26 am 1451694395