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Some Snowballs

May 29th, 2014 at 02:48 pm

**I received $200 from opening a Chase checking account. I already transferred that into my savings account.

**While checking dh's Southwest Chase card I saw that he was getting an online offer (to apply online) for a Chase checking account for $200 bonus. (I had scoured his spam when I got my offer; he didn't get the same offer I did).

The catch? This one is a direct deposit offer. I am printing it out and setting it aside. I saw enough stories of success with bank account transfers (in lieu of paycheck direct deposits, which is what the fine print says it should be), that we may give this one a whirl. Worst case, he doesn't get the bonus and we just close the account after a few days. Not a lot of effort to try.

Will probably just save or invest this $200.

**We need to spend $2,000 on the Southwest Chase, with hopes of being able to double dip for a $500 reward.

I already charged $950 for health insurance and yearbooks. (I try to avoid small charges on these things - less to keep track of. But, the yearbook was an unexpected expense and so I figured, "what the heck". Since I know we will get to $2k quickly).

I have a $800 charge to bill for work that will be reimbursed. So, that just leaves about $250 to come up with. I will probably just prepay some health insurance and be done with it.

**I got my 6% CD set up finally at HFCU. Like I can actually access my acounts and transfer money. It was really a PITA. I think they got overwhelmed by the number of new customers they attracted.

All of the above makes me really appreciate our local credit union. It is the best of all worlds. Way ahead of its time (have always had online bill pay and online deposits and yadda yadda, long before the big banks were able to implement for their bigger customer base). My CU's website is so intuitive and easy to use. Customer service is A+. HFCU was just kind of a mess and I was starting to regret opening the account. Maybe more of the credit union stereotype? But, now it's squared away. & as to Chase? I could only internally roll my eyes as they went over all their fees when I had to sign up in person.


Ting Update:

With my new phone I accidentally used a big pile of data (due to some settings on the new phone). This added $7 to our bill and $3.50 to our half. I guess we will survive. Wink

Of course, the family was filled with crazy medical drama this month and I have been using minutes more than usual with my car upgraded with bluetooth. I saw my parents last weekend and told them no big deal, but if they didn't need to make calls to just cool it for the next few days. (Mostly didn't want to pay $9 for the entire tier for going over just a few minutes). But if not, whatever. But we are all four savers by nature and so we made it through. (I think this would be hard to do with different personality types, but we all cared enough to remember and to not make unnecessary calls).

In the end, we didn't go over our usual minute usage. Total bill will be around $60. $30 for our half. Not bad for a high volume minutes and data month. Ironically, this is like the first bill that we actually have to pay. By far the biggest one we have had. (We only paid $10 for the entire first 6 months). I do have a couple of referrals in the works, so will see. Maybe next month will be free.

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