The best financial wisdom I have picked up for over the years is that there is usually a way to have something virtually identical for much cheaper. Or, the good things in life don't have to cost a lot of money.

Just seems to be a constant recurring theme in the discourse of personal finance. A recurring theme in everyday conversation with people around me.

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CreditCardFree brings today's financial wisdom:

Don't pay more to file your taxes - more than you have to.

Wise Words!

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That said, don't be penny wise and pound foolish, either.

I have to say that as a tax preparer. I honestly believe for our good clients that we save them far more than they pay us. As it should be. If not, they shouldn't hire us.

I also have the clients who pay too much but prefer us for the peace of mind. I suppose I can't blame them, though for some of them they could probably do just fine with a cheaper option.

For the most part, I'd say file your taxes in the manner that saves you the most money in the end.

For the average person, free file or do-it-yourself would be the way to go.

I also think it is good to understand about the taxes you are paying. Whether I Was an accountant or not, I could not imagine being ignorant about the taxes that I pay.

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In the old days I did my own taxes with pen and paper. These days, that would be pretty hard to do (it has gotten so complex) but low cost software could do the trick.

I use the professional software at work to do my taxes. Takes me about 10 minutes (if that), and is free to me. Obviously my tax situation is quite simple.