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More Nickel & Diming

July 31st, 2010 at 06:24 pm

**So, dh ran my swimsuit through the wash, and ruined it. Actually, I think it was the dryer. I have worn it a few times, since. I noticed that the elastic straps got messed up somehow. I don't let dh wash my clothes, and lord knows how he got ahold of my swimsuit.

I have made sure he never washes it again. Gah! (He's heard me whine enough about it!)

I notice it has holes in the undergarment part (I think those are new) and the rest of it has lost most of its elasticity. It's been wearable since it is a tankini, as long as I tuck it in. Otherwise it is just hanging on me - more like a shirt than a bathing suit.

I am annoyed because it took me a long time to find this swim top, and it suited me very well. I searched my blog. I did buy it exactly 3 years ago - for our cruise. I suppose I can treat myself to a new swim top, for HAwaii. I was thinking the bottom halfs were getting kind of tired looking (& I must have bought those years prior, since I only mentioned buying a top in my blog).

Of course, this is assuming I can even find anything, this time of year. Rolleyes

Kohls is having a big sale online, but the pickings are slim. I'll probably go try stuff and attempt to buy sight unseen if that is my only choice. At least the prices are good. Selection? Not so much.

The last one I paid good money for, but I figured I'd be keeping it a lot longer. I know 3 years isn't half bad, but it was perfectly fine before it met its fate in the wash. Looked as good as the day I bought it...


**Dh bought a new filter for the fridge water. HE didn't tell me it was just about $50, *choke choke* It was about $45 last year, and $40 the year before. I think they recommend to change it every 6 months, and we just change it once a year.

I am totally fine with tap water - it is just easier to get water out of the door.

BUT, these prices are ridiculous. I think I will suggest to dh that we just change it every 2 years. We can also look harder for other places to buy the filter. He just bought it at Sears, where we bought the fridge. OR we could resume keeping cold tap water in a container in the fridge. The cheapest route, for sure.


**As mentioned, I am hoping to talk dh into dropping our newspaper subscription. It has gotten so expensive.

Today, I also dropped our $6/month for green energy. We have a local/public electric company, and for $6/month all of our electricity comes from renewable resources. Not bad, right?

Our gas company is a private company and though I have looked at some of their green energy type programs, carbon offsets, etc., etc., I haven't heard much good about them.

On the flip side, have heard nothing but good things about our electric program.

That said, with everything going up, I am trying to slice where it is easiest. IT's $6 that we just don't need to be wasting at the moment.

If dh gets a job, we'll commit to the $6 again, and feel warm and fuzzy about it. For now, I feel like, "Take that!" Maybe relieved there is something easy to cut in our budget.


But, I think this year it is all really hitting. Last year we didn't feel it so much. A lot of places were rather slow to raise prices. Work was good. We took advantage of rock bottom interest rates, and found some extra cash by refinancing. (Lowered our house payment $200/month). We ate out more than usual because of coupons galore. Even this year, we have been able to take advantage of record low prices for things like getting our house painted.

BUT, the tide is definitely turning. I did take a hit to my own compensation this year, and as things are renewing and government budgets are put in place for the new fiscal year, all of our bills seem to be on the rise. I don't remember a year like this before. Sometimes, a, b, and c will rise prices a bit, but x, y, z will lower them. It usually seems to even out. This year is just lots of economic pressure.

Though we are still getting a lot of good coupons - that said. Maybe even more than we have been. I have been getting $5 off Round Table Pizza and $10 off oil change coupons, multiple times a week. Those are usually rare treasures, even in this economy.


In other news, my co-worker is getting her house painted for about $5k. She is the one who is refinancing. I referred my paint guy to her, and lord knows why they didn't go with him. Didn't even call him. They may have their reasons, so I didn't push it. But she was just kind of like, "We are paying for it with the refinance." The conversation was like, "We didn't shop around at all because the money is coming out of the sky."

I don't want to pick on her, because I like her, and she is probably more financially responsible than 90% of Americans out there (maybe 95%?).

BUT, I still can't get past this. It's like talking to someone and one day realizing that you aren't speaking the same language. & you didn't realize it before.

I mentioned before that she is about 15 years my senior, which is the part that is ultra mind boggling to me. In 15 years, I want my mortgage paid off! I know that may be a lofty goal, and maybe I won't quite make it. But I can't foresee anything that would make me so nonchalant about borrowing money against my house, as I approach age 50.

I suppose the important thing is that I mentioned all this to dh, and he was dumbfounded. What is important is that apparently him and I speak the same language. & it's nice to talk to someone who speaks the same language. Not, "IS it just me???"

I'll keep scratching my head as the topic of this refinance keeps coming up, but it's none of my business, I don't know the whole picture, and it doesn't affect me. & so life will move on!

2 Responses to “More Nickel & Diming”

  1. whitestripe Says:

    everyone here seems to buy a new swimsuit every year, just before summer comes along. it's 'the thing to do', apparently. my friend (who loves the beach and spends an hour or so there every day in summer) looked at me in horror when I said that I bought my bikini the year I finished high school (six years ago). TBH, I wear it probably a handful of times a year, and I always wear a rashee top and shorts for sun protection, so who cares anyway? Big Grin Maybe in another year I'll replace it. I do remember that I paid $5 for the top and $5 for the bottoms, as they were on special reduced from some ridiculous price like $70 each piece. I think it's because they were orange Big Grin

  2. LittleMsMom Says:

    I LOVE the bikini I bought the summer of 2008 on vacation from Kohl's. I looked around this summer but could not find another like it.

    I ended up typing the company name into EBAY and was able to find the exact same style and size and got a GREAT EBAY price on a new with tags suit.

    If you LOVE the suit and the brand and size are still on it you might check EBAY for a deal.

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