$550 Gift Cards (Citi, Moi)
$150 Bank Bonus
$700 TOTAL *ONE-TIME REWARDS*
**In addition, various monthly rewards that I will tally at 12/31.
I finally got around to redeeming our gift cards. They had a much wider selection than I expected (better than in the past).
I redeemed the following:
**$100 Target (will help cover summer groceries)
**$100 Kohls (kids both need running shoes)
Was going to get the Regal card anyway, but the Regal card was on sale so was able to get an extra $10 out of our $500+ reward. Score! We will mostly stick to the free movies/rewards, but this will buy some extra movies during the summer.
Restaurant gift cards redeemed:
**Cracker Barrel (just because we got a new one here, have only been on the East Coast otherwise)
**Ruth Chris (will do a fancy date lunch)
**Seasons 52 (for date night)
**Olive Garden (we sometimes order in with my parents)
These gift cards will last us a long time, we don't eat out very much. These will easily last us the rest of this year, but I did redeem with our "reduced income summer" in mind and having more treats at our disposal.
***CAVEAT - I absolutely do not recommend utilizing credit card rewards in this manner, unless you are in full control of your credit card spending. We treat our credit cards like debit cards; only charging if we have the cash on hand already. We've never paid a cent of late fees or interest.***
Credit Card Rewards Tally 2019