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Rewards, Rewards, Rewards

October 21st, 2011 at 08:39 pm

The rewards Gods LOVE me this week. (Yes, I am sick of the subject too, but holy crap!)

My reward card just bumped up bonus by about $200 for new applications. I will e-mail Citi this weekend and ask if they will give me the new reward, since I have only had the card a couple of weeks before this shinier new offer came along.

Big Grin

If they approve, we will be getting to the point of about $3700 in rewards for 2011. I'd probably chuck the extra $200 to the mortgage and be done with that goal. Mortgage goal 2011 largely funded by rewards - no need to touch savings. Woohoo. This I did not foresee!

It will be tricky to reach points since I might have to spend $1000 more to get said points. Card is in my name only. The only thing I really pay for is health insurance. (Dh charges up 99% of our variable expenses - and the utilities are not big enough to make much difference). But, I can probably figure out something. A bunch of insurance is coming due, for one. I'd probably rather charge a couple of big things rather than take the hassle to move little things around. Regardless, I will be pre-paying some expenses in the next 2 months. I will be jumping through some extra hoops to get my points ASAP, but I suppose I Feel it is worth it because I expect this to be our last rewards frenzy for 2011. (But, who knows).

For reference, minimum wage is on the high side here. I'd have to work about 10 hours a week all year round to make that much money, minimum wage. Like a second job or whatever. Holy Cow.

This is the perfect example of MY kind of frugal. Other people see it as deprivation (frugality in general). I just see extra money practically falling from the sky. Big Grin


Dh wanted to buy his parents a kindle, and we decided to buy my mom one too. We also will get the Kindle Fire for ourselves, and dh got some new DS for the kids - DS3?. We bought a few other things, and still have enough amazon gift cards left over to easily fund Christmas and then some. Not that we buy much for Christmas - I think all these kindles will be the bulk of it. I've got amazon gift cards coming out of my ears, basically. All things Kindle and amazon will be free, with all these rewards.


P.S. Here is the link for the card. Annual fee is waived for Year 1. Spend $2500 in 3 months for $500 in gift cards. They don't have Amazon gift cards, but you can sell Wal Mart for Amazon gift cards at about $95 on the dollar, or for cash at about $90 on the dollar (Plastic Jungle). They have other retailers, too. I'll personally be stocking up on Kohls gift cards, and selling other gift cards for cash.

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ETA: My info may be bad because I think Mr. mymoneyblog said he was able to redeem points directly for amazon cards recently. Interesting!

4 Responses to “Rewards, Rewards, Rewards”

  1. scfr Says:

    Hi MM - I'm still on hiatus from SA but I came on b/c I wanted to let PatientSaver know that my employer is looking for temporary work-from-home employees and I thought your DH might be interested, if he's looking to pick up a bit of extra cash. It's not high-paying but it's 100% legit and the hours are really flexible. I'm not going to write the name of the company here b/c I work at their physical location, but if you are interested let me know & I will send a PM to you with all of the details.

  2. MonkeyMama Says:

    I just e-mailed a reply.

  3. rob62521 Says:

    Bravo on your rewards!

  4. FrugalTexan75 Says:

    Wow! You guys are really rolling in the rewards!

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