I have an admission! I don't actually verify all my receipts (though I charge most things). I do reconcile my bank (daily/weekly - electronically, which is very simple). & I download my credit card transactions often enough that I will catch anything that is "off."

But, as far as a penny here or there, charged, or a few pennies even, I wouldn't have a clue.

I honestly don't expect to find much, but I guess I could be surprised.

I bought a little notebook quite a while ago, to note charges, particularly for things I don't keep receipts for. The goal was to match them to my statement every month (at the least). I took it out of my purse for some reason, and forgot about it (for a year???). Spotted it the other day and decided to start over again.

So far, it is real exciting:

9/4 Gas $45.24
9/4 Bread Store $7.34
9/9 School lunches through 12/31 $159.25
9/14 Taco Bell $4.53

Clearly, it's not the daily spending that gets me in trouble.

I think I also need to make sure I ask dh for all his receipts, and make sure to write those down too. I know we went out for dinner last Friday, but since I didn't bother to take my purse, makes it harder to remember when we go out together. I usually just let him cover it, then.

Will be interesting to download my activity and see what I forgot to write down!