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Updated Spending

January 7th, 2007 at 09:52 am

Jan. 7 - $26.74 Checks & Deposit Slips
Jan. 6 - $30.11 Junk Food & Dh's toy
Jan. 5 - $95.88 Gas & Groceries & Underwear
Jan. 4 - $85.74 Gas & Lunch & Dh's Toy
Jan. 3 - $74.00 Celebratory Dinner + Health Copay
Jan. 2 - $61.77 Groceries
Jan. 1 - $00.00
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Week 1 total: $374.24

Items bought new in 2007:
Nintendo DS accessories (2) (dh)
Underwear(dh)

Items bought used in 2007:
Nada

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Just bought like a lifetime supply of checks and deposit slips. Wasn't the cheapest ever, but I Was pleased with the extra deposit slip option. I am down to using maybe as many checks as deposit slips every month (2-4/month each) so I just wanted a big pile of deposit slips - I never really go to the bank for the most part. Was whining to dh why check printers did not include MORE deposit slips because seems more and more people use bill pay. But then I remember more and more people use direct deposit. I don't have that option so oh well. I ordered a life supply of deposit slips instead. Wasn't terribly frugal, but VERY convenient.

I confirmed dh's purchase ysterday was an allowance item. I keep teasing him about it too - hehe. His balance is -$5 right now, mine is $82 (I bought a jacket last week for $18).

I am frustrated because he was going to save save save, so I put it in our high-interest savings. Oh well, this month is a wash - nothing to add since he took it all out, will move the $5 loss from his allowance to the EF - found $5! In the meantime he is giving me an accounting headache. I will just keep it in checking or something until it hits a limit, like $200, and maybe move over to ST savings. Not worth this high-interest savings back and forth, and keeping track.

Spending Update

January 6th, 2007 at 08:41 am

Jan. 6 - $30.11 Junk Food & Dh purchase - memory card
Jan. 5 - $95.88 Gas & Groceries & Underwear
Jan. 4 - $85.74 Gas & Lunch & Dh's Toy
Jan. 3 - $74.00 Celebratory Dinner + Health Copay
Jan. 2 - $61.77 Groceries
Jan. 1 - $00.00

Items bought new in 2007:
Nintendo DS accessories (2) (dh)
Underwear(dh)

Items bought used in 2007:
Nada

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Keeping track, keeping track, not sure how long I can keep this up - LOL. I really would like to compile 1 whole year - but who knows if this is just the over-zealous NEw YEar thing or if I am really that dedicated.

Yesterday was a big spend day. After dh bought his new game thing (I am not even sure what it is - ordered it online) he tells me yesterday he needs to spend money. He says it in that way when he needs to make a large purchase and I start getting exasperated with him. But he is just teasing, he needs underwear because they are all covered in holes - LOL. HE does his laindry so I hadn't really noticed. Frankly mine are getting holy too but I hate shopping and I Am lazy. IT could be a frugal thing, but truthfully it is more a LAZY thing. LOL.

But I am super proud of dh. Wal-MArt sucks, not so much the store itself as a whole, but the worst parking lot every imagines houses Wal-Mart - we both pretty much refuse to go. There is one way in, one way out, a HUGE parking lot and many box stores, and top it off, I have not figured out why, but people check their brains when they drive in there, it is an alternate universe or something. I just drive in there assuming no one is going to look, 1000% defensive driving. People drive around like imbeceles. My favorite is when they are coming out of a parking lane and they look right before they turn right, but they don't look left to make sure no one is coming. but frankly most nobody looks at all.

But anyway, since dh had the luxury to go dueing the day he decided he would because he saw our granola bars on sale there for $4 a giant box (or $16 cents/granola bar). Um yeah, you can not beat that - that is my breakfast often times. So he went and checked out the food aisle and told me he would maybe brave Wal-MArt hell because they had some good prices.

He also handed me the $40 grocery bill and I am super impressed. Everything bought was on sale. EVERYTHING!!!! Stocked up on apple sauce (my other breakfast standby), hash browns, juice, meat, soda, some fruits and veggies.

As for me, I got gas. I noted how much I paid the other day when I had to unexpectedly fill up. Got 2.5 gallons at about $2.60 per gallon. Well it was great I Waited to fill up all the way. I made it to the gas station barely last night with my discount and paid $2.43/gallon - for 17 gallons. Woohoo. & the place where I filled up 2.5 gallons I went out of the way too because it is a "cheaper" one. My word. However, while we were there I Decided to get a car wash - $4. I don't do car washes that often - another lazy thing. But I keep having ot open the back and it is caked with dirt and I figured it was probably time... Total spent - $46.

Oh yeah today I am working and I had intense craving for chocolate. I tend to treat myself on saturdays since I have to work but am making OT - what's $2, eh. I hope to resist more in the future, but today was just one of those days - ran to the convenience store for chocolate cupcakes.

Here is to many tax season saturdays (and lots of overtime too - cheers!)

ETA: dh just spent $28 on a "micro secure digital card." I am not sure if this is allowance or not - probably. I think it is for his Nintendo DS. LOL. Spent 2 months allowance ALREADY!!!!! What a dork ("I am not going to buy anything all year because I want a PS3 that bad!!!" yeah that dh...) YEah right *whatever.*

Spending Update

January 5th, 2007 at 07:25 am

Jan. 4 - $85.74 Gas & Food & Dh's Toy
Jan. 3 - $24.00 Celebratory Dinner
Jan. 2 - $61.77 Groceries
Jan. 1 - $00.00

I will update exact amount later.

YEsterday went all wrong - LOL.

IT was a complicated day. I was going to meet dh and the kids around 11am for toddler class. It is $8/week for basically gymboree for parks and rec. Little monkey was going to start. I used to meet them when Big Monkey went, to watch the little one. Now I was going to occupy Big Monkey (since luckily there is a park and a library there too) while Little Monkey attends the class. So I was ready to shell out $32 yesterday (for 4 weeks).

I was then going to take dh's car because I had to go downtown and he has the little compact car which is easier to park in tight spots - you can park anywhere in this thing.

Since time was so tight I figured I would grab fast food.

But dh calls me around 10am to say little Monkey has a fever. Frown So we skipped class. I looked at my calendar and recalled that I have meetings 2 Thursdays every month so I am pondering if this is a good idea at all anyway. I am trying to get Big Monkey's days switched to T/Th at preschool, but so far no go. On the other hand all our meetings will be cancelled (at the last minute) through tax season - they always are - I don't even know why they bother planning them - LOL. So we'll see - haven't decided yet, though it is so "cheap" compared to anything else, even if we only went 1/2 the time, probably worth it.

So I had to drive the van - blech - which was really out of gas because I figured I wasn't going to drive it all around. So I stopped for a BK meal $2.16 - order 2 99 cent items & brought my own soda (as usual). Then had to get gas, but since it wasn't the cheapest just got 2.5 gallons.

So that is how I sepnt my money yesterday. I think I got just enough gas I don't have to get more until I get home tonight - I have 10 cent off/gallon at the gas station over here so this is where I want to fill up!

SHoot - dh also spent $77 I have to add above - will later. He said he was going to save his allowance dilligently for a PS3. & 3 days into our new allowance he blows almost 2 months (at $50/month). LOL. I am not quite sure he has the discipline he thinks he does - hehe. But we'll see!!!! HE has been telling me he will buy nothing all year but his beloved PS3, but he had to buy something for his Nintendo DS - $77!!!! FUnny thing is I thought he told me it was $60 or something - tax and shipping I guess...

Anyway, little monkey seems to be feeling pretty good today - he was just a little sick - phew.

Tracking Spend Days

January 3rd, 2007 at 06:55 am

I want to track all my spend days out of curiosity. I think I will update daily, but in the grand scheme of things just keep a running total how much I spend each week. I am trying to decide how much to include of dh's purchases. & groceries and gas. I think I will list groceries and gas, since you have to go out and buy these things, and we could cut back, but none of the fixed bills I pay, and utilities and such. I was going to say maybe include only things I go out to buy, but I forget how much I buy online - ebay and all - hehe. I guess I will have to include dh's spending too. If I included just me about all I would ever buy is gas once a week but he does do a lot of household shopping.

Well here goes so far...

Jan. 4 - $32.00 Toddler Class for 1 month
Jan. 3 - $24.00 Celebratory Dinner
Jan. 2 - $61.77 Groceries
Jan. 1 - $00.00

I did skim the bill and it was all groceries.

& well I just might have to get gas today... But I am curious how many no-spend days we come up with for 2007 as a whole.