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Archive for July, 2018

Horrible Week

July 22nd, 2018 at 09:11 am

We were blindsided last week when we learned that MH has a second brain tumor. My first impression is that the odds of this happening are extremely low. & I'd say he has a pretty rare health diagnosis with just the one. Lucky him! We are anxious every year as we monitor tumor growth on tumor #1. I can't say it ever occurred to us that they would find something new.

For the short run, it was good news as could be I guess. Tumor #1 didn't grow. We will consider that a win.

Tumor #2 seems to be of little concern. But it's one more thing to worry about. I don't remember what kind of Doctor MH has at the moment. He was the cyber knife Doctor. I just call them brain doctors. But cyber knife/brain Doctor was going to consult with some neurosurgeons. We are waiting to hear back. He's been so dismissive that we will probably get another opinion. We have a million questions. (Silver lining: He isn't too concerned?)

If that's not enough bad news for one week...

My co-worker told me she gave her notice around 5pm on Friday. I am beside myself with this news. Frown

She was the one who was optimistic about the whole thing and talked me off the ledge. In the end, I think it just comes down to commute. From what she told me about the job, I am surprised she took it.

Awesome Admin left right after tax season. She was very conflicted about quitting, but she lowered her commute by about 1/2 hour (if not more) and her husband was going back to school and she needed to get a job with her degree. It took her 5 seconds to find a job. I am definitely not concerned about finding *a* job.

This co-worker (leaving now) is my "twin". I think we are just very similar in personality, experience, work style, etc. Everyone always confuses us though we look nothing like each other. I've been blessed to work with her for 15-ish years.

That said, she was part-time and never quite put in the effort/hours I did. She went full-time for 5 years to get her kid through college but never really got into the full-time mentality. For this reason, I am rather shocked she took a FT position at a very high hours firm. ??? We only talked about it for a few minutes, so maybe we will talk about it more next week. It's right by her home and her current commute sucks, so that honestly might be most of it. (Beyond that, she wasn't even looking for a job. They matched her current salary). It could be she just took it as an opportunity to shorten her commute and to get the heck out of here. Maybe she is hoping to turn it into a part-time position eventually.

It's back to the drawing board for me. She left me in a HORRIBLE position. I don't blame her and it's not her fault. I really never thought she would leave before me (or without giving me more of a heads up). UGH!

Silver lining? It sounds like this other firm is interested in hiring me and willing to pay very well. For now, it's a longer commute and more hours so I am not interested at all. But, I welcome that she is willing to test the waters. If she is really happy there, I would consider it. I don't think I would seriously consider this other job until after tax season. When I told MH about this other job he said they sounded a little desperate. Um, yeah, they are a CPA firm. Of course they are desperate. They promised her the moon. Will see what they actually give her.

Before all this she had talked me off the ledge and we had kind of agreed to stick it out one more tax season. I would say that my "old employer" has bent over backwards to take care of his employees, and it would help him a LOT if we stuck it out one more tax season. My loyalty does not go beyond that. (& I don't know if it even goes that far. But I am trying).

I think the problem is that this is more my ideal job so it's a higher bar for me. The only feedback I've gotten is that my salary is very high and most likely won't be matched (looking at job postings and talking to recruiters). & I mean when it comes to matching my current work hours and job duties. Yeah, I am not surprised my co-worker got a salary match for a management position with crazy hours. Not apples to apples.

Where does this leave me? I don't know. I think a lot of clients will leave, and so I don't really know how to gauge the futility of staying for one more tax season. Clients will leave regardless. Clients are leaving regardless. (If they are leaving, then work hours will be reasonable). Honestly, maybe she saved our jobs. I just don't know.

I don't have a commute (nothing I'd call a commute), so all I am looking at is longer commute, more traffic, lower pay, etc.

The pressure on me is tremendous. MH told me "that place will fall apart if you leave." It's true. I think it would have fallen apart anyway (if just I left). But with both of us gone...

I think I am going to give it a minute. We are going on vacation in a couple of weeks, so I won't do anything until I get back. But it's time to seriously job hunt and see what else is out there.

It will be interesting to see how "new employer" responds to all this. They are completely MIA and I know nothing more than I last posted on the subject. While searching jobs (about a month ago) I did notice they are hiring a management position (to replace "old employer"). That is going to be make or break for my job. My expectations are low. (My expectations are low if they will react at all to the latest news and also as to the quality of any new hire).

Will see...

For now, I think I am willing to take a significant pay cut just to jump off the sinking ship. Until Friday, I felt like I should just keep the good pay/PTO/flexibility (for 9 more months, or as long as possible). Now I don't know if this job is worth any of that. So if I get offered a job that looks good but pays 20% less tomorrow, I think I'd probably take it. I have a job in mind that is close to home. I think I will finally pull the trigger on applying.

Edited to add: It's not cancer (MH's tumors). Thank Goodness! (Hence, the very unexpected new tumor. But I guess I could have clarified). & trust me, brain tumors SUCK and are deadly (if you don't treat them). But, cancer is just another can of worms.

& please no unsolicited medical advice. I don't even know where to begin with that, so... please don't.

July 16

July 17th, 2018 at 08:10 pm

July 16
$81 Groceries
$12 Indian Grocer
$50 Sushi (birthday) lunch
$18 Amazon
Dinner: Chicken Satay

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

Not much to report for Monday. MH took the kids out for their birthday sushi lunch.

MH did the grocery shopping for the week.

MH picked up some Amazon Prime Day deals (some power strips and charging cables that we needed).

MM(15) did hand me $40 cash to deposit into his bank account. $20 from in-laws. $20 he just found in his bag (???). It might have been $20 I gave him for something or other (or I wonder if my dad gave it to him for spending money on their river trip). But, whatever. Finders Keepers. He did also receive $20 from his great-grandfather. His cash balance is up to $1,250 and he is due for a study visit (medical study that pays well) so he will probably get up to $1,500 soon.

If DL received any cash, he hasn't told me. I am sure he got the same $20 from MIL, and he does have a $20 check from the great-grandfather.

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One In, One Out

I did choose a shirt to pull out of my closet. It was one I bought for a couple of dollars last year (patriotic). When I pulled it out to wear it around July 4th it was too itchy. (It seems that clothing is getting more soft over time, so this feels like sandpaper). Anyway, I should have just thrown it in the donation pile at that time. But I made sure to do so when I brought home my new shirt. & I did offer it to the kids first, but no one wanted it.

I put MM's old shoes in the trash today.

July 15, Crazy Errand Day

July 17th, 2018 at 06:34 am

July 15
$10 Gymnastics
$ 2 Target
$50 Birthday Dinner
$22 shoes (will probably return)
$28 Kohls
$22 Groceries
$47 Fuel (minivan)
Dinner: ~out~

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

Sunday was pretty exhausting. I am starting to regain some strength and probably was overly ambitious on the chore front. By 5pm I was pretty much done and ready to go to bed. I am sure the heat didn't help.

It was MM's birthday. He had his gymnastics class and he was thrilled because it ran long (extra 1/2 hour).

I got a lot of errands in. I was going to take DL shoe shopping but he was in a mood and refused to go. which was probably for the best, because he would have freaked if he knew we'd be waiting 1.5 hours for his brother. His feet are roughly the same size as mine, so I shoe shopped for him.

There is some expensive shoe store right by gymnastics and Target, but they have good clearance prices. So I perused over there. I checked the size 12s and would bring MM back if there was anything I thought he might like, but the pickings were slim. I found a $20 pair of flip flops for DL. DL told me at some point plain black was fine, but I have yet to find anything. Until today. With tax, spent $22.

Ran to Payless because DL is perfectly happy with his tennis/every day shoes but they are falling apart. Was just going to buy the next size up. All the shoes in his size were all mostly brown/black and they had few tennis shoes anyway. Wondering how big they make that particular shoe since it does look more "little kid", but he's up to size 9. Anyway, it's best he tries them on. MH said he would take him shoe shopping this week. It's been a battle (to get him to go to the store to try on shoes), so I will let MH fight that battle.

I drove past Target on my way back to pick up MM and thought I'd get him an icee. I sometimes do that, but usually we share a small. I thought, I will surprise him with a large icee. Wouldn't you know, they were out of everything but small? *sigh* (I did get him the small. Was better than nothing, and he told me it was refreshing).

At this point I am only about 1/2 way done with errands. I took MM to Kohls after his class. They have an abundance of extra wide shoes in stock and I had some gift cards (I got for the purpose of buying the kids shoes). I actually found a cheaper pair of flip flops for DL and MM found a pair also. (They both have sad flip slops that are too small. Mostly they just refuse to go shopping). Those were $15 each. I grabbed a shirt from the men's section. (It just caught my eye when we walked by, and was on sale for $10). MM found a pair of tennis shoes for $55. His shoes were 12 months old, which isn't bad for a growing boy/man. In the end, that was all $28 cash (after gift cards), which I Was pleased with.

MM was telling me how the kids at school like to brag about how expensive their shoes are and how many they have. He just thinks it's dumb. He's telling me from an, "I don't understand people" standpoint. Welcome to the club. (This is a teenager who didn't want anything for his birthday. He's really extreme in the other direction).

After that we went to the grocery store to get fuel and groceries. I had a '50-cent off per gallon' coupon from MH's big grocery run the prior weekend.

We stopped by the grocery store because I wanted to pick up some eggs. I was going to make deviled eggs for the kids, but ended up being too exhausted in the end. I don't even remember what else we got. MM wanted some string cheese and I picked up some deli meat. Probably some other odds and ends.

MM chose Mongolian BBQ for his birthday dinner.

Though we spent a lot of money this weekend, I am overall pleased with the spending. I think in most cases we got more than we paid for.

I think I mentioned before, neither kid wanted to do a birthday party. They both just chose lots of eating out, instead. I think we got off easy!

July 14, Long Day

July 17th, 2018 at 06:05 am

July 14
$32 Fuel
$18 Water Park (parking/locker)
$ 4 @7-11 (snack)
$30 Birthday Gift
Dinner: leftovers

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

Saturday was a long day. We decided to pick up the kids because I wanted to visit the water park in our parents' city. (It is significantly nicer than the one here, as I recalled). Plus, the weather was *perfect*. 20-30 degrees cooler than our July weather.

I guess I should say, original plan was for the in-laws to bring the kids to us. But it was better for us to just switch that around.

We tried to get there at opening, but failed. We got a late start and had to pick up the kids first. The water park looked crazy crowded but in the end most the lines were pretty short. We stayed 2 hours, as planned. I think that worked out pretty well, even though we missed the first/less crowded hour. DL was in a mood and didn't talk to us the entire time. But anyway, given all of the above, I think it went as well as could be. I got enough slides in to feel like I got my money's worth.

Did I mention that it was the month of birthday? MH wanted to get his mom a birthday present, so got her a gift card. He tried to consult me, but my family isn't much into birthdays. I balked at $40, accordingly. So he went with $30. (Usually his sister takes the lead and they go in together. Or we plan ahead and have free gift cards).

Before that, we did fill up the gas sipper with gas (we have a cheapie gas station by our home). We did end up driving 250 miles round trip.

After the water park we had lunch with the in-laws. MIL made lunch for us.

After that, everyone was pretty tired and ready to go home, but we wanted to see my parents for at least an hour. Usually MH handles the drive home (which is often much later; he is the night owl) but he was wiped. I was also pretty wiped, but I probably had slept more the night before. Anyway, I was fine with driving as long as we got home before dark. I also needed some caffeine and calories to stay awake, so I did a stop at 7-11. I don't remember the last time I did that, but was worth being more alert for the drive home.

We probably left the house around 8am and got home around 8pm.

Credit Card Rewards Update

July 15th, 2018 at 07:50 am

2018 TALLY:

$561 Gift Cards (Capital One Venture, Moi)
-----------
$561 TOTAL *ONE-TIME REWARDS*

**In addition, various monthly rewards that I will tally at 12/31.

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POST FROM 2017:


***CAVEAT - I absolutely do not recommend utilizing credit card rewards in this manner, unless you are in full control of your credit card spending. We treat our credit cards like debit cards; only charging if we have the cash on hand already. We've never paid a cent of late fees or interest.***

At this point in my life I just pay the balances off the end of every month so that we go into each new month with -$0- credit card debt. This is really simple because there is no remembering bills or due dates or any of that. I just go in and pay them all the last day of every month. I have set all my credit cards to close for the month around the 28th of the month, so that the statement is closed by the last day of every month and every charge for the month has been posted. (I can just voluntarily pre-pay any charges that didn't make it on the statement for the last week of the month). From an accounting standpoint, anything else would drive me crazy, maybe especially since we do have so many credit cards that we use every month for rewards. This way, I just don't have to really keep track of anything and I know they will always be paid several weeks before due date. This also keeps all of our charges on a monthly cycle, which lines up with our monthly paychecks and my monthly accounting.

I expect 2018 to be more like 2016, but you never know. I don't feel like we need to put as much emphasis on the credit card rewards with MH working and with interest rates (on our savings) increasing. We really relied on these to boost our income and to stretch our dollars further when MH was home with the kids. I also have something like $1,000 unused gift cards laying around, which is about $1,000 more than usual. (In the past we mostly redeemed cash back, but those are harder to come by and it seems it was mostly gift cards and travel rewards for this year).


I figured I'd post that as a reminder and/or to fill in newer readers.

I think I probably would have mostly passed (on one-time bonuses) this year given all my employment upheaval. Life has been CRAZY this year and I am being ultra protective of my credit score since I work in the financial industry. It's always been like 800+, but I just don't feel like it's the year to open 5 new credit cards in my name. Might raise some eyebrows during any employment consideration. (& I am probably just being overly cautious, but that is how I roll). & I did open 4 cards in MH's name last year so I am giving him a break. But anyway, this travel reward was easy and too good do pass up with our travel plans.

I needed to spend $3,000 to earn $560, have already done so:

$2,082 Medical bills/insurance
$ 621 Auto Insurance
$ 275 Professional Dues
$ 13 Misc.
-------
$3,000 Spending
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I didn't plan it that way. I would have just pre-paid a couple of months of health insurance to hit the $3k spend. Super easy and takes me just a few minutes to earn rewards. But in this case I just happened to receive a pile of bills right after I applied for the card.

It's been long enough that I was not thinking. I would have just pre-paid the $13 (difference) to my medical insurance but I forgot (and would be a pain to make a separate $13 payment). I instead just used the card for some online shopping that I was doing regardless, to get up to the $3,000 spend. I wasn't thinking that means they won't bill me until the items ship. So it wasn't the smartest way to rack up immediate rewards, but I guess waiting another day or two doesn't matter in the grand scheme of things.

Gift Card Balances July 2018

July 15th, 2018 at 07:47 am

Just tracking my gift cards. Not *all* credit card rewards, but most of them are.


GIFTS:
------
$ 20 x4 Target


MOVIES:
--------
$25 Regal?


RESTAURANTS:
------------
$25 Red Lobster


RETAIL:
---------
$100 Staples ($50x2)**School supplies next summer?**
$200 Home Depot ($50x4) **need taller ladder**


Note: Edited over time to remove used gift cards.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

I still have 4 of 5 Target gift cards (to use as gifts). We may tap one or two of those for school supplies.

Yesterday I found a movie gift card. ??? I have no idea where it came from. It's in some sort of packaging so I don't think it has been used. (It may be that it's been used already. Will see...)

I expect to use up some of the Staples cards in the next month for school supplies.

It's on MH's infinite chore list to buy a taller ladder with the Home Depot gift cards.

Friday the 13th

July 15th, 2018 at 07:25 am

July 13
-No Spend-
Dinner: leftovers

Phew! Thankfully Friday the 13th was peaceful. It was one heck of a week. The black cloud/crazy insanity seemed to let up for maybe a month at work but then returned. It was just one thing after another this past week. My co-worker's wife finally had her brain tumor removed (LONG Story), my "old employer" had a bad fall, and we had a crazy driver fly through our parking lot and hit a fence. Just a typical week in the year 2018. Seriously!

MH did take our newer car in for a couple of recall repairs. I honestly don't remember ever doing this before. I think we have just been lucky. For some reason I was thinking this was the first car we ever brought the dealer brand directly from the dealer, and that they probably had better records. No idea why I was thinking that because after thinking about it, we bought our prior two cars from their respective dealerships. Duh. I think we were close to pulling the trigger on completely different make cars, so I just forgot. We've only ever bought used cars. Other than these 3 new-ish cars, all the rest of our cars were bought 10+ years old from private parties. I think that explains most of our lack of recalls over the years. (It's only 10 of 25 driving years that we've had newer vehicles).

Anyway, we had one recall and MH tried to make an appointment and they were super annoying. Like he had to get on some mail list and they couldn't fit it in for 4 months!? I don't know. We've only found dealerships to be super irritating. I avoid if at all possible. So MH just got pissed off and gave up. I think the second recall notice was more important. I don't know all the details, but he was able to schedule ASAP.

So, he took care of that Friday. In the end, the timing worked pretty well for us. We are going on a 2000 mile road trip next month and I hadn't thought too much about it. I'd like to think I would have double checked the tires and so on. But in the end, the dealership said we need to urgently replace all tires and some brakes. Anyway, I totally take this with a grain of salt and definitely will not get the work done at the dealership ($$$$$). But I did look up the tires and they are near the end of their warranty. The only work we've ever done on this (5 year old) car is to replace tires, so I think it's reasonable it needs brake work. MH will take care of that with our mechanic this week.

The public TV station that MH volunteers for usually has a really nice appreciation dinner every spring, but they skipped it this year. In the end, MH was mailed tickets to the fair and a free parking pass. I'd probably just give them away (nothing appeals about going to the crowded fair during the hottest weeks of the year. UGH!) But this works out pretty well. Our water park is inside the fairgrounds, which is just annoying. With our season passes we have free fair entry (which you need to get into the water park during the fair), and we also have a lot of free passes to bring friends. BUT, the fair is for the next two weeks, and after that the kids are back at school. MM wanted to invite a few friends on a weekday but it just wasn't going to work. It was going to be super crowded and annoying, and we'd have to pay to get them into the fairgrounds. But I told him we now have two fair passes and a free parking pass so go crazy.

The kids were still with grandparents and MH was working on a movie set until the wee hours (volunteering), so I had a very quiet evening to myself.

July 11-12, This & That

July 13th, 2018 at 11:35 am

Feeling caught up now...

July 11
$10 Lunch
$10 Gymnastics class
$26 Target (Groceries)
$66 Hanes
Dinner:Tortellini

July 12
$1 Donut
Dinner: leftovers

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

Thursday (12th) was a pretty quiet day. I treated myself to a donut for breakfast. MH met his parents half way (about 60 miles) and dropped off the kids. They wanted to do spend some time with them and celebrate their birthdays.

Wednesday was a bit busier and spendier.

I went out to lunch with one of my co-workers.

MM(15) had gymnastics class. He missed all the other (July) classes due to birthday festivities and other plans, but he usually tries to go twice per week.

MH took him over to his class and grabbed some groceries at Target while he waited for him.

I got my travel reward credit card and charged it up. I was telling MH I was short $13 (I had medical bills and insurance bills to easily get to the bonus). Anyway, DUH. I usually prepay some health insurance ahead (to get these bigger spend bonuses) but just didn't have to this time. I would have pre-paid $13 (adding onto the July payment) if I had thought of it. In the end, I had noticed some holes in my socks and did some shopping on Hanes.com. I will have to check the last time I bought socks/underwear. (I don't remember off the top of my head). They had some big sale and free shipping and so I picked up a couple of other items, in addition to ordering new underwear. I just threw it on the travel card to be done with the reward.

{I will have to do a separate credit card reward post later}.

Oh, and I remembered to check the men's socks for pricing differences. In this case, the pricing was the same either way.

Edited to add: I didn't note buying any socks since 2015. I am not sure how accurate that info is. I can see that being a small enough purchase to not really bother with (going out of my way to correctly categorize).

July 10

July 13th, 2018 at 10:40 am

July 10
$75 Medical
$35 Fuel
$15 Groceries (forgot tomato sauce!)
$9 Walgreens (Groceries)
Dinner: Burritos

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

Paid $75 for a medical appointment today. We will definitely max out our deductible this year (which we usually do anyway; my husband has an ongoing medical issue). But this year seems to be my year to rack up medical bills. I've had three ultrasounds already and probably will have two more in the next month. (I'd say 3 entirely different medical reasons, though two may be related). It's just been one of those years.

My test results were good (PHEW!) and was a huge relief, but I have another ultrasound scheduled to follow up and to be on the safe side.

MH was supposed to have his annual MRI this week but it was rescheduled. What I expected to be a high-stress medical week ended up being low-stress. Phew!

I took the 'gas sipper' to my medical appointment but the car was about out of gas. I stopped at a really cheap gas station neat the hospital and near my work. That worked out well.

I stopped by Walgreens for a soda afterwards and picked up granola bars on sale. This is my office breakfast/snack stash.

MH planned to make an "ingredients already on hand" kind of dinner, but didn't realize until the last minute that we had no tomato sauce. Ice cream was on sale, so he stocked up on that too. (I just took care of dinner. Is an old family recipe I can make in my sleep, so wasn't phased with dinner being thrown at me as I walked in the door. Otherwise I may have preferred to turn around and go to the store for him instead).

MH attended a free acting seminar. This is some group at a local for-profit college. They have some really useful film making programs and so on. In this case, he thought the seminar could be relevant to screenwriting and the speaker was DL's teacher from the art school. He's very involved in the local film making community and MH was figuring it wasn't the worst thing to get more face time with this person.

July 9, Two Teenagers!

July 13th, 2018 at 09:28 am

July 9
$7 Game
$26 Lunch (Deli + Bakery)
$61 Dinner (Indian Cafe)
Dinner: ~Out~

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

MH found a Game Stop? gift card and picked up a VR game. (I believe this was a birthday gift to MM one full year ago and that we gave him the cash value in exchange for the card). Just a coincidence that MH happened to find or remember about it this week.

My youngest turned 13! Ack!

I think it's pretty certain at this point that MM(15) is the easiest kid on the planet and is never going to be much of a *teenager*. His brother will make up for it. He's been very *teenager* already for two years. Wink

DL(13) didn't want to do anything for his birthday but eat out a lot. MH took the kids out to their favorite deli and stopped by the bakery next door ($2 for 5 pastries?).

For dinner we took him to his favorite Indian Cafe. We were all very happy to have an excuse to eat there. MH left some huge tip that was way out of character. Is not a restaurant (with servers). He told me he wants them to stay in business. Yeah, because handing them a $10 bill twice a year will keep them in business. Wink It's just funny because it was so out of character. & it added significantly to our spending on this day, so is worth noting.

I need to remember to get DL(13) set up with a checking account. There is no rush except that I can automate his allowance when we get this set up. I am very happy about this because it makes our lives simpler.

Edited to add: In the end, DL grew 5 inches this past year. I was surprised. His brother did the same from age 12-13. That is just crazy!

July 8

July 13th, 2018 at 09:26 am

I've been jotting down spending, which is good because I am behind... I will do a few posts today to catch up.

July 8
$33 Groceries
Dinner: Indian Chicken Makhani (crockpot)

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

Not much to report for Sunday.

MH did some grocery shopping and picked up some treats for DL (his birthday is Monday). Because he seemed to have a few dinners already planned and the kids will be gone half the week, I joked that he didn't need to get (more) groceries this week. Right? ... He actually said that might be the case. So might even out a bit from the monster grocery run last weekend. It is what it is. This is the only full month the kids will mostly be home. We usually get more of a reprieve with school lunches. Last month MM was fed for like half the month while he was gone. School starts pretty early in August. So it's mostly this month that I need to feed two teen boys *all month* from the grocery budget.

We watched Titanic, which felt like it took all day. (It did, between that and catching up on the Unspooled podcast). There aren't too many LONG movies, thankfully. I did remember to watch this one in our home movie theater. I usually don't like to utilize and rather just watch a movie on our comfy couch. But since this is more intellectual movie watching than "just for fun" movie watching, I guess I want to get the full experience. I told MH to remind me in the future (as we go through the Top 100 movie list), because I will never remember. Unless it's something epic. It was definitely the right choice to watch Titanic on the big screen with the premium sound.

Next: 2001 Space Odyssey

July 7, Mostly Quiet

July 9th, 2018 at 12:31 pm

July 7
$28 Groceries
Dinner: Sloppy Joes

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

In the morning MM volunteered at the animal shelter. It's been more than a year but I've actually never made it out to the library over there before. It's a long drive to the shelter and not worth driving home in between, but usually can find some errands to run. Anyway, today I was able to sit in the car and listen to podcasts and read for about an hour until the library opened. But it was too hot to sit in the car (for 2 full hours) and I had nothing else to do. I went to the library and it was packed! I swear I saw like 30 people in there. But no one was sitting in the cushy chairs they had (about 6 that I saw?) so I sat and read (my library ebook) for a while. The library is only about 2 miles from the shelter, so it's just perfect.

It's nice to see so many people utilizing the library.

On the way home I picked up some groceries. I noticed we were out of milk yesterday, and I wanted to pick up a few other things. I planned to pick up a pound of meat, but it was on sale if you buy more in bulk so I just bought 3 pounds. Same for the pasta I bought.

So... I get home and there is already milk in the fridge. Ack! No idea where it came from. Even worse, I accidentally bought the brand milk. (I don't buy milk very much). I was so focused on getting the correct fat content, that I forgot to look at the price (they all look the same to me). So that was a fail. (MH told me he would make some pudding, and I did use some of the milk to whip up some more pasta, so maybe we will get through it).

The kids were off at a birthday party and MH was working on a movie shoot (it's all volunteer but they do get fed well). So they were all taken care of for dinner. I didn't see much food in the fridge so decided to just make some sloppy joes (old family recipe). It will be nice to have some leftovers.

For the birthday party, it was rather last minute but I had already stocked up on Target gift cards when they were on sale around Christmas time. MM also picked up some food treat for his friend, while we were at the grocery store.

This is DL's best friend who shares the same birthday. I think this is some of why DL is kind of "meh" on the birthday front. Other people's houses/parties are always more fun. Wink

In the end the kids ended up staying at their friend's house overnight (which didn't surprise me at all). So it was a very quiet night in my house.

July 5 & 6, Feeling Blah

July 9th, 2018 at 12:29 pm

July 5
$8 Groceries
$12 Indian Grocer
Dinner: Fiesta Chicken Burritos (crockpot)

July 6
$2 Lunch out
$40 Games (4 Party Packs)
Dinner: Cheeseburger Pasta

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

For lunch Thursday, I was feeling kind of ill and nothing sounded good, so just picked up a sandwich at the grocery store. In the end, I didn't like it much. While there I picked up some other groceries (fresh baked bread). I guess MH also picked up some groceries for some meal he hasn't made yet. (Our grocery store is high end and has very fresh food, but the sandwich was a strange bread and they barely put any mayo on it. It was just very dry and not jiving with me).

I ate out again Friday, same deal. The only thing that sounded good to me was a BK burger, and I had to drive about 10 miles (home) to find a decent BK. It was just a bad week. (I spent far more on gas than I did on the burger).

Friday night was DL's night to choose/cook dinner. Cheeseburger Pasta (sort of a casserole) is his favorite meal.

MH participates in some game night group and one time they did some electronic games. I remember MH telling me about it, where you put it up on the big screen somehow, but then everyone can participate with their phones. Anyway, he saw some deal Friday, $40 for something like 20 games. So we tried out the games last night and we had a blast. In this case, he bought them for the playstation and we were able to play along with our cell phones. I am guessing we will end up with just a few favorites, but it's nice to be able to try such a wide variety of games. & because my husband is a bit of a game collector (board games), I told him I appreciated the electronic/non-clutter version.

July 3-4, Pink Tax

July 7th, 2018 at 07:34 am

July 3
$10 pet license renewal
Dinner: Thai chicken

It was MM's night to make dinner. The kids love their dinner nights because they get to choose what to make.

I do have to take my cat to the vet to get his shots updated (usually around $20). I suppose I may have a deadline with the license renewal, but was already planning to update his shots so that we can board him while we do our road trip.

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July 4
$35 Birthday Gifts for MM
Dinner: Steak & Baked Potatoes

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

I mentioned in a recent post that MM didn't want anything for his birthday.

We had played bananagrams at SIL's house and MM seemed to be way into it. So I thought that would at least give him something to open on his birthday. The gift is not necessary, but we have quite a game stash and it wouldn't hurt to add that one to the collection.

In the end, MH also picked up a signed CD from MM's favorite band. They will sign it if you pre-order, something like that. Was another $20. (We won't get it for a couple of months, but can tell him that it is coming).

We did nothing for the holiday, but the kids went to a friend's house where there was a fireworks extravaganza. Definitely not anything I would spend my money on (I think setting off fireworks in our climate/region is completely dumb and insane, but it's what people do. So the kids' youth will be full of pyromania. We are happy to sit it out now that they are old enough to go off on their own. In addition, MH is hard of hearing so he just does not enjoy on any level).

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I saw this video the other day and it was amazing:

https://www.facebook.com/dearalyne/videos/194488441235252/

I've not paid too much attention to the "pink tax" talks because I don't even buy most female products to begin with.

Well, this video starts talking about razors. I've never bought the female razors because I just didn't like them. I don't know if price factored. Maybe. (I made this decision like 20 years ago, so I don't remember). & I do sometimes buy men's clothing. I have more man-sized feet, if nothing else.

Anyway, I watched the video and it blew my mind. I really need to start thinking more carefully about everything I buy. I don't even like pink! So why would I pay a premium to buy something pink? I told MH that I was embarrassed that I recently bought a big old thing of pink shaving cream. I feel somewhat *shrugs* about it because was a luxury I never purchased during our one-income years (just used soap or shampoo) and the one large bottle of shaving cream will probably last me something like 5 years. Wink I will survive for paying that few extra dollars. I can see that I should probably stop buying girly foo foo deoderant. I just think it's good to be mindful and will think more carefully through these things as I make future purchases.

July 2

July 7th, 2018 at 07:21 am

July 2
$6 lunch
$27 birthday gift (DL)
$60 Flea meds
$173 groceries
Dinner: Crockpot Chili

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

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Not a frugal day, whatsoever. MH and MM did go to a free movie screening.

**I've been eating out lunch more with co-workers, which I mostly had not done since one-income years. I think mostly they used to eat at the same place every day and it was expensive. I'd maybe go once in a blue moon. Now they mostly eat junk food (??) after that place shut down? (I probably feel the opposite now, that I don't want to eat junk).

Anyway, with all the upheaval at work, there have been a lot of lunches out. On the flip side, my one lunch buddy has been busy and MH has been busy so I am just moving my lunch dollars over to be more work focused. I mostly join them for $2 tacos on Tuesday. But my co-worker had been gone on a long trip and I wanted to hear all about it yesterday.

**I did also order some flea meds online. That's a new thing. I've never battled fleas with indoor pets before. *sigh*

When I got home, the fridge was pretty bare, so I presumed MH did a light grocery run. HA! $173 is probably the biggest grocery run I have ever seen. I have no idea what he stocked up on. But this is the one full month the kids are home and I am sure he stocked up on food and bought some extra food/treats.

**MH also picked up a birthday gift for DL. He has been asking for a pull up bar.

Usually it seems we don't plan much for the kids' birthdays and then something more extravagant always seems to come up last minute.

Will see... For now, we have about 5 days until birthday #1 and both kids are saying they don't want anything and they don't want to do anything for their birthdays. Both their birthdays are next week.

In the end, DL did ask for a pull up bar specifically. MH never wants anything and so we usually aim more for experiences for him. I have been thinking that we will take him rock climbing. He LOVES climbing and maybe it's time we get him some more opportunities on that front. At the least, will take him once, but might think about getting him more of a membership or into classes.

MM = Monkey Monkey. It's just not been a priority to-date, but I can't imagine anything he would want more than more opportunities to do some sort of rock climbing.

**I've got DL's passport in hand already. It only took 2 weeks. I had been dreading that chore, but in the end our city had opened up a new passport center (since the last time we needed passports) that is open 6 days per week. Phew!

I did not get MM's passport renewed, because if we can wait until he is 16 then he won't have to renew in person after that.

**I haven't done any credit card rewards (one-time bonuses) this year because it's been so much chaos.

In the end, we are planning a very simple/frugal road trip for the end of this month. It's only in the last week or so, as it seems to be coming together, that I thought I should try to get the cost down with rewards. I'd be more inclined to save that for a bigger and more expensive trip, but am realizing I am not planning any big/expensive trips in the foreseeable future. & who knows if this reward will even be around in another few years? So, might as well take advantage.

We used the Capital One Venture card for our Europe trip last year, and that seems to be the best bet for a road trip. Will have $500 of our hotel expenses paid for. So I made sure to apply for that card on Monday and should receive it any day. The other reason I chose this card is because it will work with the more last minute plans.

July 1

July 2nd, 2018 at 06:06 pm

July 1
$10 Parking @ Water Park
$0 Movies
$0 Library books
Dinner: Parmesan Pasta & Mediterranean Salad

Note: Just tracking spending. Not attempting to cut expenses or to be uber frugal.

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For whatever reason, was thinking of tracking spending this month (er, sharing in the blogs. I always track spending). Life has been crazed and I don't even remember why I was thinking that, except for maybe a bit of a reset.

I didn't even realize it was UFM month. I guess that is extra motivation.

{I don't generally participate in UFM and don't want to upset our delicate balance. But the way I participate is by sharing our spending. I will put some kind of disclaimer on my posts}.

I am also putting these in the "one-income" category since MH doesn't work during the summer months.

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I had bought premium season passes to our local water park around the time of Black Friday. About 50% off current prices.

The catch is that we had to process our season passes at this location, and ideally before the Fair starts. (I personally bought my season pass more for another location).

So we took care of that yesterday. It was a pretty horrible trip for us adults (especially because I wasn't feeling well and it was crazy hot). But, the kids had fun. (We maybe stood in lines for an hour, and then the kids spent an hour on the slides. It wasn't that crowded but they were just that inefficient. Security was slow. Season passes were slow. Ugh). I could see MH being more moody about the whole thing, since he is the one who will be taking the kids on weekdays and generally doesn't do *sun*, but he seemed impressed with how cheap the passes were. (The way to his heart is through a good deal?).

I also ended up getting a free meal while we were there. MH got me something because I was so miserable, and we thought it might help. So we went through all the coupons we got (x4) and I chose whatever was cheap. (I mean, it's all junkie food I wasn't that enthralled with to begin with). In the end, they refused to let MH pay. HA! Told him he had some kind of meal card. He argued with them a bit, but then figured he doesn't know what the heck I bought. I told him 100% I did not buy or get any meal cards. So he decided to go check with customer service and see what the heck. Because if our meals were really supposed to be free then he was getting the kids some free food.

I guess it's early in the season. Everything was just kind of very slow and was chaos. In the end, we were not supposed to get a free meal. Wink The free food put us in a better mood though.

After that, I slept for several hours. I just hadn't been feeling well, and have some other medical issues in addition to having some kind of bug yesterday.

When I woke up, I was craving some pasta recipe I saw online earlier. We had everything on hand (though our fridge was mostly bare otherwise). I asked MH what he was planning to make for dinner, and it was actually something similar. He was fine with me taking over dinner. Everyone liked it. I didn't have a quick/easy creamy pasta dish before. Now I have one:

https://damndelicious.net/2014/10/11/one-pot-garlic-parmesan...

Other than that, I've been reading. I might have to finish my library (ebook) tonight. It's due back any second.

We watched the French Connection last night. That one was pretty weird. Every movie we watch leads to like 5 more movies to watch. Anyway, MH told me I had to watch the commentary track. I think he bought this one at the used store ($0 cash out of pocket ~ used his credit). We didn't realize until after that it was based on a true story. Anyway, there are not enough hours in the day and I have had to let it all go. But maybe I can squeeze in this one commentary. Especially because I got like a 10 day break from the movies and I have Wednesday off work.

Titanic is next on the list, which is one of my favorite movies. Probably one of the very few I have actually seen.

I want to do a more general update too. Will see... I think overall less chaos this week. Except for my medical stuff, everything is kind of calm right now. (Knock on wood).