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September Savings & Spending

October 1st, 2015 at 01:52 pm

Received $40 bank interest for the month of August.

Snowflakes to investments:

Redeemed $50 credit card rewards (cash back) from our gas/grocery card.

Redeemed $33 cash back on Citi card.

Redeemed $3 cash back on Visa/dining card.

Redeemed $50 AmEx rewards as a ROTH contribution.

Other snowflakes to investments:
--$ 30 Ting credits (no cell bill this month)

Savings (From paycheck):

+$200 to investments
+$300 to cash
+$900 to IRAs

+$1,500 cash gift (to savings)
-$1,500 to pay off medical bills

I suppose that last part was a wash.

Short-Term Savings (for non-monthly expenses within the year):

+$1,300 to cash
-$ 385 auto insurance (other vehicle)
-$ 325 Life Insurance
-$ 120 School Lunch for 6-12 months

{I'll be draining the "short-term" part of our savings in the next month or two to pay property taxes}.

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LM has hit $500 in his savings account! I can't tell you how motivating the 7% accounts have been for the kids. Now that they both have $500 that is the max that can earn the 7% interest on.

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Dh did receive a $125 focus group payment this month but I didn't snowflake it. We seem to be in the hole this month. Spent more than we should have.

2 Responses to “September Savings & Spending”

  1. FrugalTexan75 Says:

    What are the kids going to with the money over $500?

  2. MonkeyMama Says:

    They already had savings accounts at our CU, so they are depositing me money there. I am matching them my highest interest rate. Which was 6% earlier this year but is now only 1.5%.

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