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2013 Retirement Fund Limits

September 27th, 2012 at 07:19 am

**I was recalling that it must be getting close to that time of year. Several have calculated that the IRA contribution limits will be $5,500 next year. ($17,500 for 401k). It's not "official," but looks to be certain.

I think that is awesome, because we can max out. It will have been 5 years since it increased.

On the flip side, I am wary of how much we will have for any mortgage pay-down, this year or next. I'd rather put it to the ROTH/tax shelter, so I am okay with that.

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**In other news, Grandma is finally home from the hospital. & she is good as new! Dh spent the weekend with his family, and it was well needed. They apparently go insane when family crisis hits. I didn't expect that. I figured they were insane with dh because it was dh, and his surgery was so super serious. But, apparently that is just how they are. Dh gave me an earful when I got home and I knew precisely what he was talking about - they totally drove me *insane* when he was in the hospital. I think it's possible Grandma was able to go home because he brought some calmness and sanity to her hospital room for a couple of days. I can only hope they take it down a notch now that she is home. *crossing fingers.*

For one, they are just so negative. They whispered to dh how they were concerned she will *never* recover from this. Meanwhile all the hospital staff says is that they have never seen anyone recover so fast. For the record, the first thing she did when she got home was clean her apartment. Rolleyes Obviously she is totally fine. Not bed ridden or brain damaged, in the least.

So, dh is a SAINT.

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Dh and I went out to dinner Monday to celebrate our 12th wedding anniversary. Wooohoo!

Among our peer group, this is basically unheard of. Especially among our like-minded friends, which is hard to wrap our brains around. (Why are our like-minded friends so marriage-phobic or have so many failed marriages - the failed ones failied VERY quickly). Anyway, so every year that passes I feel like we have been married like 50 years or something, any more. We are hands down the "old married" ones. I just know we are blessed and have something rare. & since we met so young and waited a while to marry (wanted to finish college first, etc.), it's more of a "17 year" celebration. How am I even that old??? Big Grin

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P.S. Almost forgot the GOOD news! Got an ER bill for $250. This was knocked down from an estimate of $900. I can not be sure this is all of it, but apparently the estimate I did get was rather useless. (I had a feeling - I just had no idea if it was high or low).

9 Responses to “2013 Retirement Fund Limits”

  1. TexasDisneyGirl Says:

    Congratulations on your anniversary!

  2. littlegopher Says:

    Happy anniversary!!

    My husband and I started going together at age 17, married at 21, and recently celebrated our 28th anniversary. I too say the same - blessed and wow, time goes fast 'cause I don't feel old enough to have done all that!

  3. Looking Forward Says:

    Happy 12th wedding anniversary!

    So funny - Just last night DH and I were talking about how we don't "feel that old" (old enought to be married 12 years) and how fast time flew. Going through the struggles etc and now marriage is old hat.

  4. snafu Says:

    Hayy Anniversary. It's wonderful to be married and in love after 12 years

  5. FrugalTexan75 Says:

    Happy anniversary! May you have many, many more. Big Grin

  6. Swimgirl Says:

    Happy Anniversary!

  7. LuckyRobin Says:

    I am glad she is okay. Maybe she recovered so fast in self-defense to get away from all the crazy?

    Congrats on the anniversary. I know how you feel about being the only ones in your peer group. DH and I are like that. We've been married for 17 years and committed for 22, over half our lives now. No one does that. I like to be part of the no one who does that. LOL

  8. creditcardfree Says:

    Happy anniversary!

    And thanks for the heads up on the new contribution limits! I hadn't checked that...since it never seems to increase.

  9. PNW Mom Says:

    Glad Grandma is doing well and Happy Anniversary! Cheers!

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