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February Totals

March 4th, 2009 at 03:46 pm

February went pretty well. I could even almost assume my savings plan was not too optimistic or aggressive (a problem I have - I tend to be too optimistic with everything) BUT February was a short month, so we will see how March goes. Big Grin



AUTO - Only about $190 for gas (we budget $300). $140 on maintenance - had to clean something on the van (forget the name) and dh replaced windshield wipers on his car. That's about as handy as he gets - hehe. Since our gas was so little, we were able to pay the maintenance from the monthly budget (I usually reserve about $1200/year in savings for that). I don't think we drove anywhere this month (no trips to the snow or the Bay), which explains much!

CASH - Dh pulled out $40 cash for his ebay buying/selling business. (Basically took some of his profits out).

CHARITY - was a contribution to BM's school - their first fundraiser of the year (they seem to do okay - not a lot of begging for money - this was the first time).

CHILDCARE - about $220 for Feb/March preschool tuition. $50 childcare in-between preschools. $50 babysitting for a weekend date.

CLOTHING - I stocked up on work shoes because I actually found some in my size. Way too high heels. They don't make small heels in my size anymore, apparently. I don't know what the heck. But I stocked up while I could find anything. I had NO HEELS for about 6 months.

DINING - Well, we apparently ate out a lot. A few lunch dates with dh. A few cheap things and fast food, lunch date with a friend, met LM & dh for pizza one day, and we ate at the new Indian restaurant by my work twice. (Crazy horrid location - enjoying it while it lasts). But yeah, the appetizers get us there. We spent $20 on $5 lunches? LOL.

EDUCATION - Karate class for March

GROCERIES - squeaked under $500 budget.

HOUSEHOLD - gardener, and spent about $100 on CFL light bulbs.

INSURANCE - got some refunds on home insurance and disability insurance.

MEDICAL - $550 insurance premiums and $385 for the kids' dental checkup.

MISC - I bought a blanket, we went to the movies on our "date", and we went bowling 2 times. Well under budget here, which means we were able to buy my shoes and the light bulbs without touching our slush savings. Dh wants to stock up on printer ink in March.

(We generally try to stock up on stuff during tax season because we are too busy to spend money or go out otherwise).

PERSONAL CARE - LM & I got our hair cut

TO HOUSE LOAN - is just regular principal payment with mortgage.

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Other financial doings:

**Deposited $50 IRS refund in mid-term savings (IRS was slow to pay compared to state - funny enough). Also, deposited $550 state tax refund (I filed before February to be like one of the only people in Cali who got their refund already).

**Deposited $1k to short term savings. (& pulled $385 out for the dental bill).

**Deposited $250 to medical savings

**Deposited $250 to mid-term savings (will be $400 next month with new preschool)

**Deposited $333 to our ROTHs (Will be $350 next month with new preschool. Considering $416 per month with stimulus. We were only contributing $100/month in 2008).

**Earned $650 contribution to work retirement plan

**Earned a whopping $20 interest on cash

**Net worth still at a standstill. We seem to contribute to savings at the rate we lose money in the market.

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