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Spending/Savings

September 29th, 2008 at 04:43 pm

Today was a manic monday. I prefer not to have a lot of manic mondays. Or manic days.

I imagine to myself if this is what most working parents or working moms go through. The way I hear it described, anyway. I couldn't live like this. We were just gone all Sunday and home very late, and hecticness ensued today as a result. That's my excuse anyway...

It rained all morning in the bright sun (where were the clouds?) even though it was almost 92 in the afternoon. Well, this is more like desert than anything. We don't get rain in summer, nor warm rains. But it was bizarre because it was cool and rainy in the morning but hotter than hades in the afternoon.

Looks like earthquake weather to me. But earthquake weather is not so hot. What the heck is this anyway? LOL.

Everyone kept gloating about the wonderful weather. Puh-leez. Another night of A/C. IT's almost October!

I come from 70-year-round weather. A 90 degree day is not pleasant, no matter how cool the shade. Certainly not on September 29th!! Bah!

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So yeah, I have barely had time to slow down, all day.

Spending:

$140 or so to resize my wedding ring. Because it is 2 rings that will need to be re-welded. Dh walked around the mall pricing resizes and then we got hit with this anyway (he didn't mention it was 2 rings, welded together).

Oh well. It's been 8 years and 2 pregnancies. Maybe in 10 years if I need another re-size we'll have more means. I fretted all the way home since I Was so bloated today I Was an idiot to get sized today. Of course I called dh to have him talk sense into me and he asked if he should pick up the ring and we can go another time. LOL. I told him, no, just tell me to get a grip. I thought it through and decided since size 7 rings are too small in general, and 8 is too big in general, 7.5 is probably right after all. Even if I lose or gain a few pounds. Phew.

Dh also wants to go to a NEw YEars' concert. I told him yes, for his birthday. IT means a lot to him. I think he is being too practical to buy the tickets. I am this close to just buying them. HE deserves it. He may be able to take a friend. I am not that interested and it will only be $70 as opposed to $140 if only he goes. But I'll go if he can't find someone.

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Dh made $50 on ebay today. I had forgotten about that, so phew. Will help with the ring.

We are canceling our fresh produce from the farm service. IT is $29 a delivery, and just too much. $58/month for now.

We decided our food bill was also up because BM used to eat at preschool 2 days a week. Yes, we notice that much difference! Bills been same same same, even with the economy, and lately with BM out of preschool, it's just, ugh.

We were discussing it and I told dh, "I am not sure how much is just prices in general." But we picked up the kids from Grandma and she said they ate her out of house and home. We looked at each other and said, "Oh yeah. That's some of it." We feed BM 10 more days a month - breakfast, lunch and snacks anyway. Which can be a LOT of food!!!

So we decided in light of recent things, to drop the farm service. We'll pick it up again when we have the means. We really like it. Just way too expensive for right now. Dh said he was spending more on trying to make recipes for all the veggies, etc. So we'll see how much this helps.

Sometimes you think you can afford something nice, and then you realize you really can't. Which is fine. We try to make a point to make sure most of our luxuries are not long-term contracts. So when we make these realizations, it is quite easy to cut back. Phew.

Heck, our only long-term contract is our mortgage. That is the NICEST part about not having debt. For sure. But some of our biggest luxuries are our gardener and our preschool. & tomorrow we could drop both services. It is that simple. We prefer stuff like that over homes and cars and things that just aren't so easy to get out of!

2 Responses to “Spending/Savings”

  1. thriftorama Says:

    I agree with avoiding contracts and long-term commitments. It's important to be flexible.

  2. whitestripe Says:

    hmmm. yes i don't have any long term contracts other than my personal loan - i am always very hesitant on taking them out, even though i do occasionally consider book-clubs (saving about 10-20% off the retail price) and phone contracts, i always go 'eh, can't be bothered'.

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