About Me

Monkey Mama

Just a 30-year-old mom of 2 in Northern California. Big Monkey (BM) is 5 & Little Monkey (LM) is 3.

We have been a one-income family for 5.5 years. This arrangement used to be "temporary." Our goal is to make this a long-term arrangement.

We saved a lot while we were very young and also moved to a lower cost-of-living area, to make life much simpler. We still live in California though. "Simple" and "inexpensive" is relative.

Likewise, we have never had much debt but our mortgage. My blog is a testament to how much simpler life is without debt; how we have that much more money to enjoy!

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We have done well financially and are taking a little break to raise kids and allow dh to follow his dreams. Trying to pinch pennies a little more so we can continue a simpler lifestyle and yet enjoy a few luxuries too.

My brand of frugality is that you can do just a few "simple" things to keep ahead, but keep in mind you only live once, so enjoy your money too!

Kids cost more than I could have ever imagined (in lost wages and expenses) so we are pinching pennies and trying to get back to saving more best we can with rising health insurance and such.

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Liquid Assets:

Short-term $ -200 (escrow/slush)
Mid-Term $ 3,126 (car/house fund)
Medical $ 1,070 (deductible fund)

Emergency - 3 months expenses

Long-Term:

2008 IRAs: $750
2008 PSP: $5000

Liabilities:

Mortgage $208,000

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My Pages

Earthquake...

October 30th, 2007 at 09:29 pm

Well there was a "moderate" earthquake today, centered just a few miles from my parent's home. They said they were on the road and when they got home there were doors flown open and a lot of stuff strewn around. So in the grand scheme of things probably one of the bigger earthquakes we've had. But so far not much report of damage. (IT was a 5.6? Loma Prieta was 6.9).

They heard some people in Sacramento felt it. I Was sitting on the couch eating dinner at the time - didn't feel a thing.

& how bizarre another earthquake in October - World Series Time. Earthquake season I guess.

Well, I am going to San Jose Thursday. & so I Said, glad I missed it. Wink Then I flipped on the news here and they were saying there was a 30% chance of another earthquake around the same magnitude in the next week and 10% chance of one even bigger. I have never hears statistics like that before (certainly don't recall). Maybe I'll stay home - LOL. Like I Want to be there when the "big one" hits.

Nah, I am not too worried. I grew up in earthquake country. For the most part they are relatively harmless. & I am not driving over any bridges or the like this week either. Which was the worst of Loma Prieta when the Bay Bridge collapsed.

I am just glad everyone is okay.

P.S. In the meantime on Sacramento news they are asking for pictures. ??? Um yeah, we all have lots of pictures of the "big quake" 120 miles away. ? Just strikes me as odd - LOL. Can I send a picture of the fallen shampoo bottles from my parents shower? Exciting stuff...

Posted in Just Thinking | 7 Comments »

7 Responses to “Earthquake...”

baselle Says:
October 30th, 2007 at 09:50 pm

Strapped down your water heater? That was a biggie for a lot of Seattle back in Feb 2001. Going through a 6.8 earthquake in Pioneer Square with your boss in hysterics ... made for an exciting memory.
schadenfreude Says:
October 30th, 2007 at 10:32 pm

I just watched the Sacramento news, too. They are just trying to get in on the "action". Didn't feel a thing, either.
kimiko Says:
October 31st, 2007 at 12:30 am

I was a few miles from the epicenter and boy did it rock.
monkeymama Says:
October 31st, 2007 at 07:32 am

Yeah my parents said they knew when they could feel it from the car they knew it was BIG! Will have to see what my niece and SIL says when I go to visit them. What fun for them! They are a little further out though. I guess being so close to the epicenter was rather "FUN."

I think our water heater is strapped down actually but we don't get quakes out here. Just feel the tail ends of the big Bay ones. (Though I guess anything is possible).
ihate2work Says:
October 31st, 2007 at 09:00 am

Earthquake, weeeeeee!!!!!!!!!!
Whittier Narrows, Landers, Northridge, etc.. all so fun
gruntina Says:
October 31st, 2007 at 09:51 am

Boy did my husband and I felt it!!! We live in the Santa Cruz Mountains which is not too far from Alum Rock which is near San Jose.

We were sitting at the dining table relaxing and chatting about our day since I got home later than usual. Since we were so relaxed and the house was quiet, it sure hit us. we ended up holding our hands tight and it feels like it was rolling thus why I think things did not fall down because it was not hard jerk type but more like a washing machine out of whack.
pretty cheap jewelry Says:
October 31st, 2007 at 10:50 am

Didn't feel a thing in Vta

Monkey Mama's Monkey Money Blog

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Earthquake...

7 Responses to “Earthquake...”

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