About Me

Monkey Mama

Just a 30-year-old mom of 2 in Northern California. Big Monkey (BM) is 5 & Little Monkey (LM) is 3.

We have been a one-income family for 6 years. This arrangement used to be "temporary." Our goal is to make this a long-term arrangement.

We saved a lot while we were very young and also moved to a lower cost-of-living area, to make life much simpler. We still live in California though. "Simple" and "inexpensive" is relative.

Likewise, we have never had much debt but our mortgage. My blog is a testament to how much simpler life is without debt; how we have that much more money to enjoy!

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We have done well financially and are taking a little break to raise kids and allow dh to follow his dreams. Trying to pinch pennies a little more so we can continue a simpler lifestyle and yet enjoy a few luxuries too.

My brand of frugality is that you can do just a few "simple" things to keep ahead, but keep in mind you only live once, so enjoy your money too!

Kids cost more than I could have ever imagined (in lost wages and expenses) so we are pinching pennies and trying to get back to saving more best we can with rising health insurance and such.

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Liquid Assets:

Short-term $ 990 (escrow/slush)
Mid-Term $ 3,000 (car/house fund)
Medical $ 835 (deductible fund)

Emergency - 3 months expenses

Long-Term:

2008 IRAs: $950
2008 PSP: $6250

Liabilities:

Mortgage $207,330
(-$330/month, no pre-payments for now)

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My Pages

Losing Weight

August 14th, 2007 at 07:19 am

All the fat on my body and I am losing weight where I have no (minimal) fat. What gives with that???

I feel fitter and I think I look fitter, but the scale and my clothes show little difference. Oh well. I am sure it will take time.

Well, I should clarify that my pants aren't really feeling any loose and most of my weight is hips and waist I guess. In fact I am not a big person overall but my fat all seems to congregate in one place. (& more my waist too since my last baby).

So I put on a shirt yesterday on a whim that has been a tad on the tight side, and it hangs on me. Are you serious? I am losing wait in my upper body where I pretty much have no fat to begin with - LOL. It was funny because someone was just saying she hated losing weight because it all went from her breasts first. I didn't think much of it because I really don't have much up there, but she's right - it's all shrinking!!!! LOL.

I got pushed up a size or 2 in bras in the last couple of years so maybe my old stuff will start to fit. I guess I have gained weight overall up there, but you just can't really see it - hehe. What about my monster hips? Yeesh. My body is like a size 8 and my hips are like a size 16. So you know. Why is the size 8 part of my body shrinking????

We'll see how it goes I guess. I have to admit I have not put on my jeans in a couple of weeks. I should drag those out. I would probably notice a bit of a difference. My waist does seem a little tighter. As far as my work clothes, I don't know, they don't feel any looser...

Posted in Weight Loss | 4 Comments »

4 Responses to “Losing Weight”

princessperky Says:
August 14th, 2007 at 11:18 am

Congrats on the loss wherever it comes, the hips should follow eventually...least I keep telling myself that.....
LuckyRobin Says:
August 14th, 2007 at 02:58 pm

Just remember when you work out you gain muscle. 1 pound of muscle will take up less room than 1 pound of fat. So you could lose a pound of fat, gain a pound of muscle, the scale would say the same number, but you'd have lost size somewhere. In the end, I think its really about size than weight. You might be happier using a tape measure than a scale.
monkeymama Says:
August 15th, 2007 at 07:25 am

I know - but my size hasn't really changed - that's the thing. LOL. I'm not really too concerned what the scale says overall. Just thought my pants would be feeling a little looser - I look slimmer. But I wasn't tape measuring like my chest which is obviously shrinking (from my clothes fit).

Patience I guess.
Mary Says:
December 27th, 2007 at 09:30 pm

Hello, This is Mary

I am 36 years old with 2 toddlers. My youngest just started day care last week- which still feels a little strange. I haven't had this much time to myself in years. First thing I want to do is lose the extra pounds I put on during the last pregnancy. One of the girls next door has suggested I join her walking group two days a week. After my first pregnancy I lost around 35 pounds using the Herbalife products, but when I called the man that sold them to me three years ago he told me this week he doesn't sell them anymore. He told me to look on the internet. It's disappointing because he was really nice and he called me regularly to make sure I was using their products correctly. It was nice to have someone checking in with me every week to see how I was and it kept me motivated.

I searched on the internet for someone that sells Herbalife in New Jersey. I found many websites but I don't want
just to buy the products, I want to find someone trustworthy that sells the products so I can also meet them and get started again.

Could anybody here recommend someone in New Brunswick?

Thanks, Mary

Monkey Mama's Monkey Money Blog

Just Blabbing about Finances! Excuse my wordiness...

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Losing Weight

4 Responses to “Losing Weight”

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