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$7500

August 3rd, 2007 at 02:28 am

Another card just popped up today - $7500.

I guess if you have good credit you can walk into a store, open a credit card, and walk off with $7500 of merchandise.

This one was opened last Monday it looks like.

Lord knows what else is out there.

But they were kind enough to use my address AND to enroll me in "Balance Protector" Program. So they sent me some literature about it today - and of course I knew.

TransUnion still won't tell me anything about my credit report. I'll get it in a week or something. WHat in holy hell? Hopefully by the time I will get it, no surprises.

If you EVER get your credit stolen make sure to get your credit report from Transunion FIRST, even if you have to pay for it, before you put a fraud alert. It is frustrating how each report had different inquiries and maybe I could have caught this one Saturday. (An even worse thought is maybe they made no credit inquiry - but obviously they did for $7500... Right?)

Good thing I like filling out forms. Brings my list to 5. 5 cards. 5 affidavits. I can't even imagine how much credit they could have gotten if I hadn't caught so soon. So far is around $15k in the course of 5 days and my credit score still reads "Excellent." Of course I know there is no guarantee that they won't be able to open more with the fraud alerts. That is the worst part...

Kind of the bane and curse of good credit. The million inquiries and even some hefty balances is affecting it little, but lord if I had a lower score maybe they wouldn't get so much credit so easy? who knows...

Frown

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