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Not Much Going On Here

May 12th, 2007 at 06:17 am

No financial update of late. I paid all the bills for the month last weekend and no shopping, no eating out, no money spent, not much to speak of. Dh did some grocery shopping, got gas, and an air filter for the a/c. He also bought some birthday presents (sibling b-day party today) and has some things planned with BM today. So money money money. He asked me to go to the ATM and I asked him if he was crazy - LOL. I am expecting $100 in the mail, so told him to use his emergency cash. I'll probably do the same this weekend if need be, though I have the feeling my mom will pay for us. We are going to a festival today for lunch. But it's good I have my cash - I'll buy her a mom's day gift there, with it. I don't remember the last time we went to the ATM, it's no longer really part of our budget, just get cash with extra money inflow. Gotten into the habit of keeping the bare minimum and depositing the rest in savings. Well, I think we both have $8 cash (+ $20 emergency money). Which is fine, during a normal period would last weeks. We just aren't cash spenders - prefer to put as much onto card for tracking and rewards. But we both have a busy weekend planned with possibly cash-only vendors, so it really screws us up I guess. Anyway, I could go to the ATM, take out cash, and put it back later, but what a PITA. I find myself using emergency money more and more to bridge the gap (not using it all, and quickly replenishing). It could be good or bad, but honestly, otherwise I would completely forgot I had an extra $20 hidden in my wallet, so it is probably good. Wink

Oh, I did get one bill, electric - was almost $60. $40 bill, $20 fees/taxes. But overall it was double what it was same time last year. For one, it has been HOT and so air was run a bit (a very wee small bit) in April. But moreso they just changed out the meter and I don't like the new one - it seems twice as bad - LOL. I can't help but wonder if we were grossly undercharged the last 2 years (around when we started to notice our bills lower). In that case, it isn't the worst, but now we have to adjust. It's nice how the bills were so low when we weren't making much money and now we can more readily afford them, oh well. We pay another $6/month voluntarily for green energy, but usually our bills are dirt cheap too, so I am starting to question that. ??? Oh well. Will stick it out for now.

I crashed around 9 last night and don't really remember waking up much at all (my peeve of late because 1 kid or cat or something will wake me up every couple of hours all night, and after a while of that you really start to lose your mind. Not as exhausted as when it's like a newborn, but got the bags under my eyes and feel quite frazzled without getting real sleep. Thank god our cruise is around the corner, I might just sleep 4 days straight - I really could). Anyway, I don't remember waking up much before 4:30 (though I can't believe I really slept that long uninterrupted - LOL). But LM woke up. I laid on the floor in his room for a while but he just was not having it. I got up thinking maybe he'll sleep on the drive today, and was surprised it was already 5:30 - hadn't felt like an hour in there. So anyway, the plan is good, he will sleep in the car and make things easier on me. The downside is it is only 6 and I feel like I need a nap - LOL. Will have to cut our day a little short since I will probably be too sleepy to drive much past 9. Well, we'll see how it goes.

I have aerobics this morning and maybe that will wake me up. The aerobics class is okay. The instructor is really into 80s music while I am NOT into it - LOL. So I am not sure I could go 3 days a week for the rest of summer or year or whatever. I might go nuts. BUT the nice thing is she only charges per class. $2.50 per class. I think in the spring and summer I am going to work hard on doing my own thing. But in the winter, aerobics class is a great opportunity, and even my own routines get boring over time, so just another way to mix it up without breaking the bank. I think it is pretty good. For now I am attempting to make all classes though because I really need to shape up and has been so busy. But we'll see...

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