Ooooh, just like the word - arbitrage.

Dh got his card. Um, that is fast!

The little insert that came with the card said nothing about waived BT fee, but it also said there was a cap of $50 (which I don't believe there was a cap on the contract I read when I signed up). So either way, $50 or free, either way is fine with me still. We'll still come out ahead. But I also saw an article that Citi was getting rid of universal default and its famed line that made me cringe: "we can change the terms at any time for any reason." I hear they are dropping that too - so good. Maybe good we got these cards now as you wonder if they will change some of their other fees and rewards to compensate.

Anyway, dh can go make a purchase this week and then we can wait for our bill to pay it off, get our reward, and do the balance transfer. Oh, and ask for an increased limit too. We'll see... I'd say by end of june we will have our balance transfer in place.

I don't know where my card is? I applied the same day. Maybe in the mail today!

BM had his first karate class. My word - it was right up his alley. Wasn't sure what they would do with such young kids, but lots of jumping and running, working on dexterity I guess. Plus they did 1 cool move where they jumped over a foam noddle and then did a somersault as it sailed over their head - it was actually quite a simple but impressive karate move - LOL. Right up his alley, but he was very intimidated all the other kids were so practiced. I saw those noodles at the dollar store so figure we can get one and practice a bit. I don't know if for the long-term this will be something he enjoys, but for his energy level today and all - they definitely designed the class well for energetic 3-5 year olds. Hehe. Didn't know what to expect but I think he will enjoy. Class was only 1/2 hour but was fairly intense. At the end of the day, close to dinner, might be a better class for early in the day. HE was exhausted after a day at preschool and that. But overall went well.

Funny thing is I was wary signing up for this class and aerobics after rumors about how horrid the traffic is going east/south at evening commute, but thankfully I do not see this to be the case. I have had so many co-workers complain about their commute a little further south - I guess the bad part is the south part. ??? I thought last week might have been a fluke, but it was actually quite a pleasant drive, so not too much rush rush - phew.

Also, gas prices are insane. I mentioned in the past that dh would refuse to let me drive his car (which gets almost twice as good gas mileage). I took to driving it sometimes on days that he wouldn't need it, so he won't gripe too much - LOL. & then, well, now I am taking it whenever I have a class - which is almost every day - LOL. HE didn't even whine about driving the van yesterday. Phew. IT really does make more sense him home with the kids to drive the van, but he loves driving little cars and I don't mind the van - in fact I prefer it to his as long as I don't have to park in a tight spot. But in the name of gas I think we'll give his car a good workout this summer.

I was looking at our April budget and we actually made out $1200 credit card budget (pretty rare because it is a little too aggressive). But um, yeah, just about right on. With that and our low utility bill and being a little under budget with gas and groceries - all that really helped. Of course add on the car repair and t.v. and we blew our budget completely out of the water - but we won't do that every month, and it feels like a great accomplishment that our monthly goal is not entirely impossible.