Got a $15 check in the mail. Probably a rebate. Rebates don't go to my challenge (I am a rebate hog from way back). I must admit this was a slow rebate though - I think it is from January. I don't know about idiots though wanting to reform rebate rules and change them. Duh - the reason they take time and effort is so few people use them, and the rest of us profit. Start demanding easier rebates and they'll just disappear. Can't say I have ever had a problem, not exactly rocket science. Fill out the form, send it in, wait. Make copies just in case there is a problem - though I have never had to use said copies myself. Anyway, my rant for the day I guess. In better times I would get $20-$30 a month in rebates. But dh has been curbing his electronics spending so not so many of late.

I paid all the bills for May, all I knew of. I lucked out and the Community Center class charges didn't hit the card before closing, which means I basically had the cash to pay all bills, including unexpected $800 car repair bill, just about down to the penny. No savings this month, but it is a small miracle I don't need to pull from savings for the car. No complaints here. Funny how often things just work out. Since I tend to pay the preschool after the first of the month, I am still considering giving $100 to kiva.org this month. Can do that with cash on hand for now. With that and my impending dentist visit, I don't expect to save much next month either.

Paid the credit card bill - well - set it to pay electronically after my paycheck on the 15th. I don't like paying so close (1 week) before due date. I, um, I don't know. Things won't turn around for while - next month is shot. It was a problem getting my deposit in last week as well, in time for mortgage payment. BUT I noticed that my credit union is open until 5:30 so I ran to the bank around 5 - not even that crowded. I think that will save me - I can do that in the summer. Sometimes I send dh to the bank for me, but BM was home sick so not an option last week. I really usually just mail my deposits - but not an option with bills due so close to pay day. I just don't like it, it puts me on edge. I may just withdraw the money from savings after all (means it will sit in my checking at no interest, but will give me more peace of mind and ease - I like not worrying about depositing my paycheck for weeks if I don't have to! ). Anyway, I may just do that once I get the credit card balance transfer earning interest.

Oh yes - but back to my credit card statement I just got - I am just $3 away from a $250 cash back reward. Woohoo. I think I will just earmark that for fun money for the cruise and hope it is enough. Hey - all we had to do was spend about $300 more to make it this month. I think if I hadn't paid off the TV already it would have been a $4k bill - believe me - didn't need another $300. But we are so close! Heck, I should earmark that for the dentist and try to save my earmarked $450 next month. I'd probably happy just to sleep and eat on the cruise - LOL - just be nice to get away and have no worries for the week. But I thought it might be fun to splurge on an excursion or something. I guess we'll see...