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2009 Goals

**Financial**

[X]$8k to Savings
Revised Goal: $10k to Savings
....(12/30/09 Bal: $10,040)
[X]$4k to ROTHs
Revised Goal: $400/month to ROTHS
....(12/30/09 Bal: $4,466)
[X]Review Insurance Coverages
[X]Close BT Cards (3)
[X]Close IRAs with $0
[X]Invest CD Maturing September

**House**
[ ]Fix Gutter
[X]Have Trees Trimmed
[ ]Plant Fruit Tree
[/]Fix Tile/Sealing
[X]Clear junk from Master Closet
[ ]Buy Mattress/Bedding for LM
[ ]Paint BMs room
[/]Price Security Screen Door
[/]Price Stucco Repair
[ ]Price Security Upgrades

**Personal**
[X]Take it Easy
[ ]Monthly skype dates with mom/sister
[X]2 weekends away, with just dh
[X]1 camping trip
[X]1 trip to the snow
[X]More trips to the cabin
[X]More biking & hiking
[X]Season passes to Great America Raging Waters

**Long-Term Goals**

[X] 15% gross to retirement
...(Goal Met 2009; Currently 16%)
[X] 10% gross to cash savings
...(Goal Met 2009; Currently 10%)
[ ] $30k Cash Savings (minimum)
...(12/30/09 Bal: $20,000)
[ ] Max out ROTHs ($10k)
...(Currently contributing $5k)
[ ] Pay mortgage off by age 45
...(12/30/09 Bal: $209,500)
...(Current payoff age: 61)
***We plan to hit it as hard on the back end as we did on the front end (same method - with second income).

Added in 2009:
[ ] Read a book a month
[ ] Start herbal garden
[ ] Replace Garage Door Opener

[ ] Paint Exterior of Home
[ ] Replace Fence
[ ] Replace 2001 Ford with a Prius (ideally, 2013 or later)
[ ] Purchase a used convertible in the $5k range

Increase Net Worth by 50% of expenses, annually:*

[x] 2007 +$30k
[ ] 2008 down $10,777
[ ] 2009 +0k (as of 10/31/09)

*Our expenses are far more consistent than our income. Also, helps to prevent "living up to income."

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