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April 25th, 2007 at 11:36 am

I need to log into my online MMA more. GMAC is now paying 5.3% APR!

I've been looking at c.d.s and treasuries now that our e-fund is about at its goal, and well, don't see the point for now.

I tried to pick a bank this time around that had a longer history of good rates. So far very proactive in raising rates (from 4.97% in just a couple of months). Since high yield is not everything to me (much weight on history/security of institution, FDIC, cusomer service, etc.) I am pleased I found a decent compromise for all that I wanted in a bank. For now anyway. Yeah, the subprime whoas are something to consider, but for now I will take GMAC any day over most the fly by night online banks. I do wonder if that has anything to do with more attractive rates though - haven't been keeping a close eye on rates overall...

1 Responses to “5.3%”

  1. Ima saver Says:

    That is a good rate!!

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