Well, I got an e-mail a long time ago my annual summary was ready, but I hadn't looked at it.
Here it is in all its glory.
we try to budget around $1200-$1300/month for regular purchases. But we put so much other stuff on the cards. (Whatever we can anyway). So it really skews the balances. All in all, I think we spent less than the prior year. I can already tell 2008 started out much less spendy.
Misc. - was primarily medical/dental bills
Services - mostly diaper service and utility bills
Merchandise - mostly groceries & all our other purchases
Auto - repairs and Fuel
April - dh spent $2k on video stuff (TV & PSP)
May - We had a $1k car repair
June - we used a new credit card to get some rewards (so spent less than usual on this particular card).
August - I put a good $3000 on my card for our Japan flights. My parents reimbursed me since they paid. But I am the travel agent of the family.
So, the total for the year was $26,000.
Really $23,000 when you take out the flights. Probably a good $1k charged to other cards, so comes out to a pretty even $2k/month.
Some things we spent in 2007:
Travel & Entertainment:
Museums, Aquariums, Amusement Parks
Expenses for Cruise, Japan, Vegas, Florida (mostly dining since most of the rest of these trips were free).
So all that was only $1200.
Dining Out - $1300 Not a ton; mostly take out/fast food
Auto - about $3k gas; $1300 repairs/maint.
Merchandise - was $10k.
I'd peg $6k groceries/household. $2k dh's purchases. & another $2k on other merchandise.
Services - $3400 - gym, utilities, diaper service, ID theft monitoring, blockbuster online, etc.
Misc. - $1600 - was medical/dental, charity. Also DMV renewals and payments to city for programs/classes.
& that sums up 2007!
I always find it interesting to see it all laid out like that.
Credit Card Usage 2007
February 23rd, 2008 at 06:06 pm