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Prelim Credit Card Tally 2018

December 8th, 2018 at 05:53 am

I don't have December monthly reward totals yet, of course. But I figured I would update all my numbers and see where we are at. This will make it easy to update/finalize at the end of this month.

2018 TALLY:

$561 Gift Cards (Capital One Venture, Moi)
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$561 TOTAL *ONE-TIME REWARDS*

Other Rewards:
$150 Citi Price Rewind
$ 10 Hulu Credits (American Express)

Ongoing rewards (through 11/30):

+$276 AmExRewards (6% cash back groceries/3% fuel)

+$88 Target rewards (5% discount Target purchases; mostly groceries)

+$141 Visa Rewards (3% cash back fuel/restaurants)

+$705 Citi 2% card (2% back everywhere - health insurance/medical is the big expenses that we charge, is more than our mortgage payments)

Grand Total = $1,932

I just want to add that historical figures below do also include bank bonuses. They just don't generally work very well for us so I do not utilize as much. (We did -0- bank bonuses in 2017/2018).

Year 2011 = $4,164
Year 2012 = $2,782
Year 2013 = $2,623
Year 2014 = $3,128
Year 2015 = $2,585
Year 2016 = $1,906
Year 2017 = $3,578
Year 2018 = $1,932

Total 7 Years = $22,698
***Mostly Tax-Free Income***


Note: I have been tracking since 2011 because that's when the rewards got CRAZY. I have always utilized cash back on credit cards. It's just been extra rewarding during the past decade or so.

***CAVEAT - I absolutely do not recommend utilizing credit card rewards in this manner, unless you are in full control of your credit card spending. We treat our credit cards like debit cards; only charging if we have the cash on hand already. We've never paid a cent of late fees or interest.***

1 Responses to “Prelim Credit Card Tally 2018”

  1. Homebody Says:

    Wow! We only have Costco Citi rewards and have over $600 for the year on that card. We also get another rebate from Costco. I just switched Target back to mailing my statements because I was constantly getting hit with late fees since I don't shop there that much and I would forget about paying it. My husband uses a mileage card for work supplies.

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