Received $50 bank interest for the month of July.
Snowflakes to Bills:
Redeemed $25 credit card rewards (cash back) from our grocery card.
Redeemed $53 cash back on Citi card.
Redeemed $3 cash back on Visa dining/fuel card.
Other snowflakes:
--$10 (sold old skateboard on Craigslist; MM got a new/bigger one for his birthday) ~ I set this money aside to pay for gymnastics (it's cash only)
Savings (From my paycheck):
**skipped $200 to investments**
+$ 300 to cash (mid-term savings)
+$ 900 to IRAs
Short-Term Savings (for non-monthly expenses within the year):
+$1,300 to cash
- 500 Dentist/Medical/New Glasses(DL)
{Note: MH has no wages during summer months}.
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**Interest should bump up to $55 per month. I found a savings account that pays 3%. (This month was only a partial month, so a little less).
**I am always a month behind on savings withdrawals because anything I charged in June will be settle up in July. July was a birthday/Murphy month and also had a $600 insurance bill come due, so that will reflect in next monthly update.
Because it was so expensive this month (which reflects more in August), I decided to skip funding investments this month. It's not something I do lightly. But I seem to be doing this (skipping investments) about once per year. I don't mind cutting ourselves some slack since we generally err on the over-saving.
I redirected our snowflakes to cover bills. (I do usually invest snowflakes).
I've already paid all of the August bills (which were mostly July expenses).
I guess not much else to report. August and September will be spendy months. August will be paying off all this birthday/Murphy spending (which I've already done). September will be paying for August Europe trip.
July Savings
August 3rd, 2017 at 02:38 am
August 3rd, 2017 at 04:06 pm 1501772784