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July Savings

August 3rd, 2017 at 01:38 am

Received $50 bank interest for the month of July.

Snowflakes to Bills:

Redeemed $25 credit card rewards (cash back) from our grocery card.

Redeemed $53 cash back on Citi card.

Redeemed $3 cash back on Visa dining/fuel card.

Other snowflakes:
--$10 (sold old skateboard on Craigslist; MM got a new/bigger one for his birthday) ~ I set this money aside to pay for gymnastics (it's cash only)

Savings (From my paycheck):

**skipped $200 to investments**
+$ 300 to cash (mid-term savings)
+$ 900 to IRAs

Short-Term Savings (for non-monthly expenses within the year):

+$1,300 to cash
- 500 Dentist/Medical/New Glasses(DL)

{Note: MH has no wages during summer months}.

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**Interest should bump up to $55 per month. I found a savings account that pays 3%. (This month was only a partial month, so a little less).

**I am always a month behind on savings withdrawals because anything I charged in June will be settle up in July. July was a birthday/Murphy month and also had a $600 insurance bill come due, so that will reflect in next monthly update.

Because it was so expensive this month (which reflects more in August), I decided to skip funding investments this month. It's not something I do lightly. But I seem to be doing this (skipping investments) about once per year. I don't mind cutting ourselves some slack since we generally err on the over-saving.

I redirected our snowflakes to cover bills. (I do usually invest snowflakes).

I've already paid all of the August bills (which were mostly July expenses).

I guess not much else to report. August and September will be spendy months. August will be paying off all this birthday/Murphy spending (which I've already done). September will be paying for August Europe trip.

1 Responses to “July Savings”

  1. rob62521 Says:

    That's a great interest rate! Good deal on your snowflakes!

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