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Whittling Down Expenses

April 16th, 2017 at 07:13 am

**I've already got the new TV set up with Citi price rewind. They check prices for 60 days and will refund for any price changes that are found online.

Not holding my breath, but might be able to whittle down the price a bit.

**MH insists he will sell our old TV, but I am skeptical. If he does, we will have a few hundred dollars to apply towards the TV purchase. Will see...

**I am also working on whittling down travel expenses. I finished spending $3,000 on the new card. I have $460 (reward) to apply to travel expenses, as a result. The rewards posted as soon as the last charge hit. I don't want to apply that to our hotel because the hotel is refundable. I don't know if the bus tours will count as "Travel expenses" for this reward. But they look to be non-refundable, so I like the idea of getting those expenses paid for by the credit card. (Then, if for any reason we cancel our trip or plans change, we aren't out any cash). We plan to start booking our tours next month and will apply the reward however we can. If nothing else, we can apply to our hotel, if we do it within so many days.

{We didn't put the TV on the new card. We booked our hotel, since the card had no foreign fees. I paid a month of health insurance, and I had a $400 professional dues payment that I will get reimbursed from my employer. That got us right to about $3,000}.

**Managing Big Purchases:

Overall, our regular (small) vacation budget will cover the hotel and airfare, so will just pull from short-term savings. Then as we book tours, we will just pay with rewards. I don't otherwise need to come up with the money for the rest, until after we get back. Mostly expecting to pay for food and transportation while we are there. No other "big" expenses planned.

As to the TV purchase, MH also picked up a compatible video player. It was $250. I should receive a check from his Grandma today (she INSISTS, for doing her taxes). That will mostly be a wash. I should also get my annual "OT" check tomorrow, and I will just pay off the TV at that time. Is where the money will come from. (If for whatever reason I don't receive an OT Payout this year, we have the cash. Just to be clear that we aren't relying on money not received yet. I would have preferred the sale extended to tomorrow and we could pick up after I know how much money I will receive. But that would be too nice and easy!).

**MH did also pick up some used HD movies, with store credit. This is motivating him to clear out old video games and movies. (Which he generally does anyway; sells old ones to pay for newer ones. But I appreciate the extra motivation since he is selling more than usual). He was pleased because he found Planet Earth II on sale, and was able to pay with store credit. (Planet Earth II is absolutely amazing!)

1 Responses to “Whittling Down Expenses”

  1. rob62521 Says:

    It never hurts to try and figure out ways to save money.

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