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November Savings

November 30th, 2016 at 05:56 am

Received $39 bank interest for the month of November.

Snowflakes to Investments:

Redeemed $25 credit card rewards (cash back) from our gas/grocery card. But... Paid annual $95 fee. I will subtract $95 from snowflakes/investments.

Redeemed $64 cash back on Citi card.

Redeemed $7 cash back on Visa/dining card.

Other snowflakes to investments:
--$17 Savings from Target Red Card
--$40 Focus Group (survey)

Savings (From my paycheck):

+$ 200 to investments
+$ 300 to cash (mid-term savings)
+$ 900 to IRAs

Savings (From dh's paycheck):
+$ 500 to Investments

Short-Term Savings (for non-monthly expenses within the year):

+$1,300 to cash
-$200 Tahoe Weekend
-$200 Monterey Weekend
-$185 Auto Expenses
-$200 Medical
-$325 Life Insurance
-$5,400 Property Taxes

& with that, we have drained short-term savings for the year. Still choosing to pay ahead property taxes, paying just once per year for simplicity.

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Our fiscal year should be over. I paid all of the December bills already. Mostly expecting any expenses this month to affect our 2017 bottom line. Anything that comes up in December will most likely be charged and paid off in 2017.

I will update sidebar through December since I will fund December savings tomorrow with 12/1 paycheck. It's just the investments that I do at the end of the month and it looks like I will need to top off a bit. Oh, and I don't plan to pay extra $3k to mortgage until the end of December. Just making sure no surprises come up before I part with that money.

1 Responses to “November Savings”

  1. FrugalTexan75 Says:

    Nice!

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