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2016 Rewards Tally

October 30th, 2016 at 03:11 pm

2016 TALLY:

$208 Cash (Barclay Card, Moi)
$250 Gift Cards (AmEx Green, Moi)
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$458 TOTAL *ONE-TIME REWARDS*

Other Rewards:

$25 credit AmEx (For Hulu)

$40 Citi Price Rewind

Ongoing rewards (through 10/31):

+$50 deposit to ROTH (Fidelity Am Ex - 2% cash back; health insurance charged to this card)
**PHASED OUT AND REPLACED WITH CITI 2% CARD**

+$375 AmExRewards (6% cash back groceries/3% fuel)

+$65 Target rewards (5% discount Target purchases; mostly groceries)

+$74 Visa Rewards (3% back at restaurants, inflated by large vacation spending this year)

+$628 Citi 2% card (2% back everywhere - health insurance/medical is the big expenses that we charge, is more than our mortgage payments)

Grand Total = $1,715

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Probably one of our worst years in a long while. I expect there is some element of MH working and not needing to seek out the extra snowflakes as much. BUT... I think more to the point is our lack of eligibility for the usual cash back cards that we use. Chase won't give us any rewards.

I suppose the timing is okay since we are less reliant on rewards for extra breathing room.

One of us is eligible for a Citi Thank You reward but I even read somewhere that those are drying up. But, with the recent $500 splurge on VR, I'd really like to cover that purchase with a credit card reward. So I will continue to keep my eye out. The year is not over yet!

5 Responses to “2016 Rewards Tally”

  1. jokeabee Says:

    Have you tried bank account bonuses? Sometimes they require a little extra hassle but if you're not eligible for the credit card rewards anymore this might be a good work around. This is the website I use- http://www.doctorofcredit.com/best-bank-account-bonuses/

  2. MonkeyMama Says:

    Yes, we do bank account bonuses too, and I count them in my totals. Generally too much hassle.

  3. MonkeyMama Says:

    @jokeabee - Thanks for the link though. The $350 bonus looks decent!

  4. scfr Says:

    We are finding the bonuses fewer and farther between because there are more "once in a lifetime" limits. As consumers get better about working the bonuses, the banks and other financial institutions adapt.

    I use both the Deposit Accounts and Doctor of Credit sites to search for bonuses. I also check with newly opened bank branches in the area as they will sometimes offer unadvertised bonuses.

  5. scfr Says:

    Good job with your bonuses, by the way.

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