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Summer Doings

July 30th, 2016 at 07:31 am

**Finished with the birthdays. BM insisted on making his own cake from scratch. Spent $44 on pizzas. Just had a party at our house.

I did take BM clothes shopping. He's a beanpole so we made do with the Boys section. I expect it will be the last time. Since LM has graduated out of school uniforms and this is BM's last year, I won't be buying ahead sizes on clearance any more. I also expect their clothing choices to diverge as they surpass uniforms and find their own styles.

I am pleased with how we made out though it wasn't planned. He picked out some $5 shorts. The school shorts were reasonable and so I bought 4 pair. I just told him I'd buy a 5th pair when I know they fit well and are comfortable. Will see if 5 sets of uniform clothing will get him through the year.

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I suppose that it's nice that I am not hosting a birthday party at my house or driving 4 hours round trip this weekend. But I think I over-scheduled since we haven't had time for anything else but birthdays lately.

I told the kids we could go to the "Wipeout" pool this weekend (has inflatable obstacle courses). It's a bit of a drive and will take up a chunk of the day.

I recall pictures weren't working when we found this place last summer. Here are the obstacle courses:


Next weekend LM has his drama camp showcase and everyone wants to come up to our house for that. I am exhausted just thinking about it.

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Today we plan to get BM's new checking account set up. I expect it to make my life a little easier. I am hoping to set up electronic "direct deposits" for his allowance (which is still a whole whopping $2 per week because the kid just doesn't spend any money). He will also be able to do phone deposits. So I am hoping to be less of a middle man for his finances.

Yesterday I sorted out all the kids' birthday money and we went to the CU to withdraw their 7% interest. (Those accounts are maxed out so they aren't earning anything on the interest). I thought maybe we'd withdraw once or twice per year. But as someone who has always done 99%+ of her banking remotely, yeah, I have not bothered to go more than once per year. I admit that we were right there anyway and there was no line. It's just relative.

I sorted all of LM's money stuff with him. He's got a $20 birthday check from Florida Great Granddad. $28 of interest from other CU. $19 left from Grandma's souvenir gift money. Plus $17 piggy bank money to deposit ($11 of which was birthday money from my sister). I'll deposit the check for him while I am at the other CU tomorrow. The rest, I took the cash and will do an equivalent transfer to his savings account.

LM is up to $600 cash!

BM has a $20 birthday check from Florida Great Granddad. $35 of interest from other CU. $30 left from Grandma's souvenir gift money (because he spent $0 of it). $26 from his piggy bank.

BM is up to $900 cash!

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Last month was spendy and it was hard to justify spending any money the last week or so. I am relieved our credit cards have all closed for the month and we are on a "new month".

Yesterday dh and BM went to the movies. Dh had a free ticket and so just had to pay for BM.

My plan was to take LM to his favorite sandwich shop since I had a free sandwich coupon (in exchange for giving blood). I thought we'd do our own thing while they were at the movies, but dh moved in on our dinner. I agreed because it was right by the CU and would save me a trip to the CU on Saturday since I wanted to take both kids with me. We banked while dh ordered for us. He had a free sandwich reward thing and so we only had to pay for 2 sandwiches.

(To be clear, the kids have the 7% accounts at some other CU that we are not members of. So we are going to the other CU to set up the checking account. They both seemed to offer fairly equal terms for youth checking accounts, but my CU is walking distance from our house and I can do electronic transfers to/from kids accounts since we are all members of that CU. It wins on convenience).

We went to Togo's and their meatball sauce was kind of weird last time I had a meatball sub. Fearing the worst I haven't re-ordered for a while but I thought I would redeem my free sub sooner and meatballs was sounding really good after giving blood. So I got that in my craw. Sad to say that after 30-ish years, if not more, they changed their meatball recipe. Do NOT LIKE!! Frown I'd probably be more devastated but LM has got me on another sandwich. Oh, and I am kind of addicted to their chicken salads also. The dressing is so good, and maybe that will get me through this. That meatball sauce was just *so good* before. Maybe I can find a recipe that is close.

5 Responses to “Summer Doings”

  1. ceejay74 Says:

    Nice job on low-key parties and sorting out their savings! I can't remember -- do you have college funds for the kids too? This is one area I really haven't spent much brain time or money on yet. The kids have mutual funds that I used to make sure reached a grand for each birthday, whether it be from grandparent gifts, our own contributions or market growth. I've fallen behind on that.

  2. MonkeyMama Says:

    Ceejay - we aren't college focused because college is so inexpensive where we are. Plus several other factors. Basically, I don't see any need for college savings. That said, I expect the next 5 years or so to save up a little more for the what ifs of college, but will just save in our own accounts and is not anything specifically for "college only".

    My in-laws do give the kids $1k per year and we have mutual funds set up for that. I've never put any other money in there because my in-laws are the kind of people we may someday to tell them to take their money and shove it. Want to be able to just keep it clear and separate and hand it back to them if the need ever arises.

  3. rob62521 Says:

    Great on the low key parties.

    There are some months that seem more spendy than others, aren't there?

  4. MonkeyMama Says:

    P.S. After re-reading my comment it seems harsh. But I guess I just mean with my in-laws it is a control thing. I would not be surprised if they seriously crossed the line (re: college stuff) and we tell them "Thanks, but no thanks." It's just how things tend to play out with them.

  5. FrugalTexan75 Says:

    Good job on the kids savings!

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