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March Savings

April 1st, 2016 at 03:02 pm

Received $38 bank interest for the month of March.

Snowflakes to Investments:

Redeemed $50 credit card rewards (cash back) from our gas/grocery card.

Redeemed $40 cash back on Citi card.

Redeemed $2 cash back on Visa/dining card.

Other snowflakes to investments:
--$5 Savings from Target Red Card

Savings (From my paycheck):

+$200 to investments
+$300 to cash
+$900 to IRAs

Savings (From dh's paycheck):
+$1,400 to Savings/Investments

Short-Term Savings (for non-monthly expenses within the year):

+$1,300 to cash

{That's $4,235 total saved this month?}

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It's been rather weird and quiet on the financial front. Eventually we will get hit with some bigger bills. I have no idea why I have not gotten dh's MRI bill yet.

Of course, we saved so much by virtue of February being a short month I guess. I don't feel like it was a spectacular month on the low spend front, but these numbers say otherwise (since we pay off all February bills in March, then any March savings reflects last month's spending).

April should be a bigger savings month since I expect to receive one check for 4 months of overtime. I feel like March was a pretty lax month on the spending side of things. Probably justified a few too many treats because it was busy. But that said, all the splurging was food related. There was no retail spending this month.

Work has been really slow for dh, which I think has worked well with my busy work season. We only saved so much because it was a 3-paycheck month. I believe he had at least 3 Fridays off in March. I much rather put more of his paychecks to the mortgage or taxable investments and will re-think that since we don't seem to be on track to make as much money as we thought we would this year. I think I will leave it as is but might back his 401k down to 6% from 50% (for match) come fall when maybe he should be working more. I just have to run some tax projections and is why I figure I will let it be for now.

1 Responses to “March Savings”

  1. FrugalTexan75 Says:

    3 paycheck months are such a nice boon for savings. Smile

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