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February 14, Using up Gift Cards

February 15th, 2016 at 02:20 pm

February 14:
$117 Groceries
$12 Kohls
$ 2 amazon (TV show streaming)
Dinner: Sweet & Spicy Salmon w/Garlic Butter Rice

Dh did a grocery run Sunday.

I made out well at Kohls though I didn't find anything suitable for work. I think it was my mood. I tried on like 30 things (which is why I like Kohls so much - they are okay with you taking in piles of clothes to the dressing room). I just felt so "meh" and "ugh" about everything. Which is too bad because I actually found a lot of nice stuff in the clearance racks. I usually don't bother to go through those, but I spotted some really pretty colors and started going through it all. Then I tried it all on and said, "UGH!" In the end I picked up 3 t-shirts. Two are a little winter-y and Christmas-y (long sleeved). & I had wanted to pick up another plain black shirt. They didn't have the nicer one I had bought last time but they had a short-sleeve one that will do. I did take a picture of a couple of shirts that were not on sale and that I think I would have been happy with. I can look online later.

Anyway, the three shirts I picked up were $12 total. I think I did pretty good. I really loved the two winter-y shirts I got, so there is that. Oh, and I scored a plastic bag! I suppose I don't know what all the rules are with that. I was thinking it must have been the first retail store I have been into this year. But now that I think about it I went into Walgreens once and they were charging for plastic bags.

Dh wants to use up our movie gift card this week (going out while the kids are gone). We discussed using a restaurant gift card that we got for Christmas but decided to keep that for when we take out the kids. It will be nice to cut down the bill when it's the four of us. I think that is all we have left in gift cards right now. Well, other than a $2 Barnes & Noble gift card balance.

Edited to add: I forgot to mention that I also have a $20 Target gift card from work gift exchange.
Dh is planning to use it today towards a grocery run.

----------------------------------------------------

Mid Month Spending Totals:

$283 Groceries
$19 Fuel
$4 TV Streaming
$209 Everything Else

That leaves $367 left for groceries and $68 left for everything else. I expect we will spend about that much on fuel for the rest of the month. & of course, we can always spend less on groceries to free up more general spending money.

We are very aggressive with paying ourselves first, and so we would never have money left over at the end of the month. Psychologically it's what works for us.

We are planning to take dh's Grandma out this next weekend though. That is such a one-off thing, as is our medical co-pay this month, that I will probably cover these things from our short-term savings. We do also save aggressively for that, which is just for non-monthly expenses during the year. So that buys us some wiggle room. Especially early in the year when we have not spent down any of that. But of course, if I can cover these things from our monthly budget I will do that. The more I can keep for more fun spending later and for the more random things that always pop up, the better.

On the flip side, we both get paid this week and we already paid all of our bills for the month. So 100% of our paychecks are going to savings. (The daily spending is put on our credit card for rewards. Will pay this month's charges off on the first of March, or the following payday).

1 Responses to “February 14, Using up Gift Cards”

  1. FrugalTexan75 Says:

    Wouldn't be nice to know when you find a particular top that it's going to be one of "those" ones - the kind you just absolutely love? Because it never fails that that particular top/style is the one you never can find again.

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