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May Savings

June 2nd, 2015 at 12:40 pm

Received $35 bank interest for the month of May.

Redeemed $25 credit card rewards (cash back) from our gas/grocery card. Deposited this snowflake into investments.

Redeemed $37 cash back on Citi card. Deposited this snowflake into investments.

Redeemed $4 cash back on Visa/dining card. Deposited this snowflake into investments.

Redeemed $50 AmEx rewards as a ROTH contribution.

Savings (From paycheck):

+$200 to investments
+$300 to cash
+$900 to IRAs

Short-Term Savings (for non-monthly expenses within the year):

+$1,300 to cash
-$1,132 for concerts/events, vet visits, medical, dental, summer class registration, printer ink, organization purchases, pirate gear for camp (pirate theme this year!) and other misc.

CRAZY month!! In May and June of last year we had -0- in non-monthly expenses. For this May I had ten different entries on my spreadsheet (as to 10 different kinds of expenses). Which is probably like more than we have ever had.

I am happy to put May behind me. It wasn't anything big but just a lot of little expenses. It was just a weird month. We are overall in a "no spend" kind of mode with our big vacations this year. (Not planning anything else all year and being more homebodies than usual). On the flip side, there is also a feeling of "doing very well financially" since we keep surpassing financial goals at a more and more rapid pace. This could be some of the spendy-ness. (It seems silly to deny some random things that came up this month).

I've noticed that "May spendy crazy" seems to have been a common theme for SA bloggers.

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For June dh has a pretty busy schedule and so I will probably have lots of time to work on some more house organization and de-cluttering. It's the kind of thing that sounds so awful and boring to me, but since diving in I have gotten a bit in the *zone*. & it's probably a good redirect of energy since we won't really have any "fun" funds for the rest of the year. (Spending it all on big trips!) So my attitude has adjusted a bit and if I am stuck at home I better make the best of it. OF course, joining a group is also really motivating.

{& I wouldn't feel sorry for me. The worst case is we just lounge by the pool all summer, which is what we have been doing. Boohoo? Big Grin }.

I have more to blog about organizing and de-cluttering but honestly I've been spending less time blahblahblah and more time keeping my house in order. Maybe not a bad thing? Though I do expect to eventually get over the other side of the mountain. I don't want to spend all my time cleaning for eternity. I am enthused to make 2015 the year to get well on the other side of the mountain! & I know blogging about it will keep me motivated too. So more on all that later.

1 Responses to “May Savings”

  1. FrugalTexan75 Says:

    Yes, May certainly seems to have been a spendy month here at SA .. or definitely for me!

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