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February Savings

March 1st, 2015 at 08:26 am

Received $42 bank interest for the month of February.

Redeemed $25 credit card rewards (cash back) from our gas/grocery card. Deposited this snowflake into investments.

Redeemed $50 credit card rewards to our ROTH

Savings (From paycheck):

+$200 to investments
+$300 to cash
+$900 to IRAs**

**2014 Maxed out in Feb. On to 2015!

I updated sidebar for all of the above.

Short-Term Savings (for non-monthly expenses within the year):

+$1,300 to cash
-$515 for insurance, smog check, registration (autos)

The combination of low gas prices and putting some more wiggle room in our budget has been great! Our fuel expense was $75 lower than average last month though we made several trips to the Bay Area. Our usual strategy is to way over-save up front. Which is fine - it works very well for us. But this year our savings pace seems more realistic with our budget. OF course, I am fine with relaxing the budget because I am happy with our savings pace. (I'd say we are still pretty aggressive on the "pay ourselves first" but just not as much as the last couple of years. I still don't foresee ever having a penny left over at the end of the month to add to savings. It's relative).

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An update to our free month of Amazon prime (trial): Dh got bored with the TV shows because we can pretty much get 90%+ of what we want elsewhere. (Which is what he has always said and why we have not gotten Prime before. Just that Hulu and Netlfix makes more sense for our personal tastes). Anyway, so our free trial expired yesterday I believe and now dh doesn't want to pay for it. So, phew! I may still do the free year but haven't gotten around to opening that credit card yet.

2 Responses to “February Savings”

  1. PatientSaver Says:

    Funny, I started out with Netflix, then Hulu Plus, and I felt after browsing that Amazon Prime has more of what I like, so I dropped the 1st 2 and went with Prime.

  2. FrugalTexan75 Says:

    I'm watching so little shows on the computer anymore, that none of them really make any sense for me. I'm still only on disk 2 of POI (from the library). Just preferring reading/surfing the net to watching shows right now.

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