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Investing & Health Care

October 24th, 2012 at 07:02 am

I suppose I put it out of my mind, but it's *that* time of year. Got our health insurance renewal yesterday. It went up 10%, which is about what I expected. Anyway, I think it is pretty official that in 2014 we will be paying more for health insurance than our mortgage. More than out CALIFORNIA mortgage. Just grateful we can continue to afford in the nearer future. I keep figuring it has to slow down at some point. "When" is the question. It can't go on like this forever. ???

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I figured this year I was going to read up on investing and all that (it's just one area I don't have a ton of experience or confidence). Ha! I signed up for this class early in the year - "Investing in Turbulent Times." As the year progressed I decided I already knew everything I needed to know, and that in the same way I approach just about everything, "Simpler is better." So I pretty much abandoned this plan. Or, more to the point, realized I already know everything I need to know and everything that is useful to me.

As my "Investing in Turbulent Times" class approached I decided it would probably annoy me. I was thinking, "Why is investing in turbulent times any different than other times? Aren't times always turbulent, on some level, anyway?" Ha! I nailed it on the head. The whole class was a broad investing class and that was the whole point of the class: There is nothing unique or different about now. Asset diversification/rebalancing, and "keeping costs low" are proven investing strategies.

3 Responses to “Investing & Health Care”

  1. Joan.of.the.Arch Says:

    The health insurance thing is crazy. We can still handle ours, but only because we don't have other calls for large amounts of money. A high deductible plan is not appropriate for us, unfortunately. Many at my age are still paying large(ish) amounts for mortgages & HELOCs, 2-3 cars, kids' college, past or current remodeling, and sometimes care of older parents.

  2. MonkeyMama Says:

    "We can still handle ours, but only because we don't have other calls for large amounts of money."

    BINGO. I totally relate.

  3. Blessed Says:

    Sorry to hear your ins went up 10%. Health insurance is crazy priced but we have to have it. It makes me really sad that people are priced out of having health care.

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