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Credit Card Update + Florida Plans

May 22nd, 2012 at 07:13 pm

**Redeemed $250 from Citi this year (one-time), will be $250 ($50/month) for Fidelity card, as of next week. Earned $500 from Chase, but they haven't given it to us yet. Probably around the 10th of next month.

Guess we are easily up to $1000!!

**Got the "make one purchase, get $150" card. I have no idea when I will make a purchase. Maybe will pay for lunch date this week (If *I* remember to pay!). I am thinking of just giving the $150 to the kids' school.

**On the double dip, we are probably done with the card. Dh bought a $2000 camera with it, today. (Crossing fingers for no returns, but medical bills/insurance will easily add up to $2000 if that doesn't work). I charged $500 today for continuing education (employer will reimburse). We had already ran up $500 in groceries, gas, utilities, home repairs, etc.

I think that took a whopping 8 days! Now we wait for our $500 reward.

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Dh returned camera #1. HE finally found some online resources that said the camera was a dog (as opposed to "the best thing out there."). So, there is HOPE!

This new camera is more what my parents had in mind, but will cost me another $1200, and does not include any accessories. Oh well!!

{If you missed it, my parents gave him $1,000 to put towards a $2,000 camera}.

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I suppose we need to get going on this rather impromptu Florida thing. Since the camera is going to cost *us* money in the end, I asked dh if we couldn't put off Florida to next summer. He doesn't want to, and I understand. But it was worth asking. I understand that we don't want our second trip of the year *to visit grandparents* to be rendered moot by a death. This is a very rare "Throw caution to the wind/live life" kind of move, for us. On the flip side, we are in an infinitely better financial position to handle this, than any year prior (since having kids). I am of course CAUTIOUS with the economy and all. In a perfect world I'd wait until next summer and get another overtime check - just use that money. A year or so to plan "the biggest vacation we've taken on, ever" would have been preferred! So big because it involves airfare for FOUR. & I won't be able to find $200/person...

But, by the same token, I think we will survive. It's obvious that speeding up the trip by 6-9 months won't make or break us. Which is why I am okay with it. It seems like a fitting celebration for making so many financial goals this year.

The plan?

Airfare: I think I can get airfare for around $1300 - $1500. Though we are going to Orlando, we will fly into Tampa to save a significant sum. Thankfully our home airport is on the cheap side, for flights to Florida. I'd much rather fly from our city, though would be flexible with many regional airports to save a bit. But, anyway, I am pleased I have found both cheap and convenient. A bit of a drive on the Florida side doesn't bother us... We will probably lock this down in a couple of weeks.

I will skip extra mortgage payments for 4-5 months to cover this.

Hotel: You guessed it - free room with MIL's endless timeshare points. But we have to get this booked!!

Rental Car, Disney Parks, Food, etc.: Will just use our meager vacation budget. It might be enough. Unfortunately means we probably can't do much else this year. I usually spread out this $1500-ish throughout the year for a lot more staycation-y/within driving distance kind of things. I'll just have to get over it, but it might make me cranky and remind me why I hate big vacations! !! I really do not enjoy condensing all that *fun* into *only one week out of the year.* Most people like vacations - it just makes me cranky! We will be feeling the pain all summer when we can't go to any amusement parks, camping trips, and such... {Sure, there were many years we had $0 vacation budget, but how quickly we forget!}

We have PLENTY of free things to do, so will get over it.

So, all in all, I am hoping not to touch savings at all for this trip. Though it will slow our mortgage payoff very temporarily. I think this is pretty darn optimistic, but worth a shot!

5 Responses to “Credit Card Update + Florida Plans”

  1. Looking Forward Says:

    Are you going during the summer? Might it be better to wait until after August? Cheaper? Less crowds maybe?

  2. Looking Forward Says:

    Oh, I also meant to tell you to have your DH check out B & H Photo online for all camera stuff. Very good pricing.

  3. MonkeyMama Says:

    Done and Done! Big Grin
    We are going in the fall, and dh did buy both cameras from B&H. {Will see how they are with returns!}

  4. Looking Forward Says:

    Wink

  5. FrugalTexan75 Says:

    Great job on the rewards so far this year! Smile

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