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A Beautiful Sight!

March 22nd, 2012 at 03:57 pm

Apparently our refinance was funded, because our old mortgage is showing as paid. (It probably funded Monday, but is just showing up online).

Better yet, when I logged into my CU account today, I saw the new mortgage there.

Talk about simplicity!

Now, what are the odds that they will keep the loan? Hmmmm...

Until and when/if things change, I will really enjoy the simplicity of just having our mortgage with our primary banking instutution.

I have a huge principal payment to make mid April, so it will be a good test. As is, it wasn't "100% set up" yet so I couldn't check out the "extra principal" interface. Though I could send a payment today if I wanted to (for however much I wanted to pay). So, that is good.

I was only going to send about $400 of my bonus to principal - first payment due - but that would make it a $1000+ principal payment. Holy low interest!

5 Responses to “A Beautiful Sight!”

  1. Petunia 100 Says:

    How nice! Congrats on a smooth closing, and your new 4% mortgage. Smile
    I have my mortgage and primary checking account at the same institution. It is very convenient to be able to transfer money at any time, regular payment or extra principal payments. And the ability to specify, with a radio button, exactly what the money is for (no more mis-applied extra principal payments). The last few years are the only time in my life I have had my mortgage and primary checking at one place. I really like it, I wish it had always been so simple.

  2. creditcardfree Says:

    Finally your refinance is DONE!! Congrats.

  3. Miz Pat Says:

    Congrats.

  4. frugaltexan75 Says:

    Nice! Smile

  5. LuckyRobin Says:

    One of the things that I love best about my credit union is that they don't sell their loans. I hope they never do. I'm glad your refinance is finally over and done with. That must be a relief.

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